413 Cedar St, Wray, CO 80758 Property Records

Yuma County property record for 413 Cedar St, Wray, CO 80758 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 546 sqft · built 1914
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Sep 2024)
Tax Bill	$485 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit
APN	`W000221`

Property Details

APN / Parcel Number

Primary APN	`W000221`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	546 sqft Living Area
1st Floor Area	546 sqft
Basement Area	1,056 sqft
Finished Basement	352 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	413 CEDAR ST
City	WRAY
State	CO
Zip	80758-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, FIRST ADD TR BEG AT NE COR OF BLK 25; THN S 01 DEG 39'21W 140.03'; THN S 01 DEG 34'06W 20.01'; THN S 89 DEG 59'21W 83.38'; THN N 01 DEG 19'52W 20.01'; THN N 89 DEG 59'21E 41.0'; THN N 07 DEG 04'55E 43.44'; THN S 89 DEG 52'09E 6.55'; THN N 01 DE
Legal Subdivision	FIRST ADD
Legal Block	25
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3085
Census Tract	963100

Owner

Source: Yuma County records · APN W000221

Assessment roll updated February 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 294, WRAY, CO 80758-0294
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Deed Document Number	2024590272
Prior Transfer Date	Apr 04, 2010
Prior Transfer Doc	0000545574
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	413 CEDAR ST, WRAY, CO 80758-1820
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00573543
Date	Aug 20, 2018
Instrument	00573543

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated February 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$485.00
2025	$485.00 (+297.54%)	$4,960 (-17.13%)
2024			$79,280 (+5.44%)
2023	$122.00 (-66.94%)	$5,985 (+36.46%) Land $939 Building $5,046	$75,190 (+36.44%) Land $11,800 Building $63,390
2022	$369.00	$4,386 Land $939 Building $3,447	$55,110 Land $11,800 Building $43,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081259631003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020, other causes

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Colorado
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Plains Cooperative Telephone Association	Fiber	1,000 / 1,000
Vyve Broadband	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
NE Colorado Cellular	Fixed Wireless (unlicensed)	150 / 40

May also be available at this address: Vyve Broadband, Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.