440 Cedar St, Wray, CO 80758 Property Records

Yuma County property record for 440 Cedar St, Wray, CO 80758 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,348 sqft Living Area
Lot Size	20,000 sqft (0.459 acres)
Garage	Detached, 1,350 sqft
Last Sale	$190,000 (2012)
Tax Bill	$3,044.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`W001000`

Interior

Full Baths	2 Baths
Total Rooms	1 Rooms
Building Area	2,348 sqft Living Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2005
Exterior Material	Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,000 sqft (0.459 acres)
Parking Spaces	5 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,350 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	440 CEDAR ST
City	WRAY
State	CO
Zip	80758-1821
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WRAY,TR EAST OF KIRKS RESUB TR BEG 550' N OF SW COR OF SE1/4 SEC 6 1N43 THN E 200'THN N 100' THN W 200' THN S 100' TO POB
Legal Subdivision	KIRKS RESUB
Jurisdiction	YUMA CO
Minor Civil Division	WRAY
Census Blockgroup	3
Census Block	3084
Census Tract	963100

Owner

Source: Yuma County records · APN W001000

Assessment roll updated February 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 294, WRAY, CO 80758-0294
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2012 · Amount on Record
Deed Sale	Jan 30, 2012 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Doc Number	2012552137
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	440 CEDAR ST, WRAY, CO 80758-1821
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	580396
Date	Jan 08, 2021
Instrument	580396

Lender

Name	EQUITABLE SAVINGS AND LOAN ASSOCIATION
Type	Non-Lending Institution
Address	WRAY, CO 80758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated February 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (+0.03%)
2025	$3,043.00 (+104.5%)	$31,110 (+30.37%)
2024			$497,720 (+66.03%)
2023	$1,488.00 (-9.27%)	$23,863 (+22.51%) Land $364 Building $23,499	$299,780 (+22.51%) Land $4,570 Building $295,210
2022	$1,640.00	$19,478 Land $364 Building $19,114	$244,700 Land $4,570 Building $240,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Colorado
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.