230 Cedar St, Wray, CO 80758 Property Records

Yuma County property record for 230 Cedar St, Wray, CO 80758

Property Summary

Property Type	Duplex
Details	2 ba · 1,160 sqft · built 1949
Lot Size	0.1 acres (4,350 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 2019)
Tax Bill	$666 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2019 Sale & Mortgage
APN	`W000804`

Property Details

APN / Parcel Number

Primary APN	`W000804`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,160 sqft Total Area
Basement Area	1,440 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,350 sqft (0.1 acres)
Lot Dimensions	87 ft deep x 50 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	230 CEDAR ST
City	WRAY
State	CO
Zip	80758-1114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WRAY, BUTTS & FULTON BLK 1 TR BEG 45' E OF SW COR OF LOT 4 THN N 137' TO TRUE POB THN N 87' THN E 50' THNS 87' THN W 50' TO POB SIZE: 50 X 87
Legal Subdivision	BUTTS & FULTON SUB
Legal Block	1
Legal Lot Number	4
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3037
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 CEDAR ST, WRAY, CO 80758-1819
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit MNB BANK
Oct 29, 2019	Special Warranty Deed, Transfer YUMA COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jul 9, 2012 · Amount on Record
Deed Document Number	2019577033
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	230 CEDAR ST, WRAY, CO 80758-1114
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000587565
Date	Jun 16, 2023
Instrument	587565

Lender

Name	MNB BANK
Type	Bank
Address	BURLINGTON, CO 80807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 15, 2038

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Oct 29, 2019
Property Address	230 CEDAR ST, WRAY, CO 80758-1114
Document Number	0000577033
Map Reference	MB 262 PG 175
Instrument Date	Oct 29, 2019
Instrument	00577033
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CEDAR ST, WRAY, CO 80758-1819

Mortgage

Document Number	0000577034
Date	Oct 29, 2019
Instrument	00577034

Lender

Name	YUMA COUNTY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$666.00 (+0.15%)
2025	$665.00 (+73.18%)	$6,810 (-27.61%)
2024			$108,850 (-7.9%)
2023	$384.00 (-35.46%)	$9,408 (+30.27%) Land $634 Building $8,774	$118,190 (+30.27%) Land $7,960 Building $110,230
2022	$595.00	$7,222 Land $634 Building $6,588	$90,730 Land $7,960 Building $82,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures