346 Cedar St, Wray, CO 80758 Property Records

Yuma County property record for 346 Cedar St, Wray, CO 80758 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,837 sqft · built 1903
Lot Size	0.223 acres (9,730 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2005)
Tax Bill	$3,949 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit
APN	`W000765`

Property Details

APN / Parcel Number

Primary APN	`W000765`

Interior

Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,837 sqft Living Area
Basement Area	574 sqft
Unfinished Basement	574 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,730 sqft (0.223 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	346 CEDAR ST
City	WRAY
State	CO
Zip	80758-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W, CAMPBELL'S SECOND RESUB OF MCINTOSH & CLEVELAND BLK 41 LOT 6 & S 41' LOT 5 EX TRIANGLE TR IN SW COR FOR HWY
Legal Subdivision	CAMPBELLS SECOND RESUB
Legal Block	41
Legal Lot Number	5
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3048
Census Tract	963100

Owner

Source: Yuma County records · APN W000765

Assessment roll updated February 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 CEDAR ST, WRAY, CO 80758-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2005 · Amount on Record
Deed Sale	Oct 04, 2005 · Amount on Record
Deed Document Number	2005524229
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	346 CEDAR ST, WRAY, CO 80758-1819
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CEDAR ST, WRAY, CO 80758-1819

Mortgage

Document Number	0000587563
Date	Jun 16, 2023
Instrument	587563

Lender

Name	MNB BANK
Type	Bank
Address	BURLINGTON, CO 80807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jul 15, 2038

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated February 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,949.00 (+0.03%)
2025	$3,948.00 (+30.82%)	$40,360 (-8.04%)
2024			$645,630 (+17.1%)
2023	$3,018.00 (+19.24%)	$43,887 (+46.05%) Land $796 Building $43,091	$551,350 (+46.05%) Land $10,000 Building $541,350
2022	$2,531.00	$30,049 Land $796 Building $29,253	$377,500 Land $10,000 Building $367,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081259631003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020, other causes

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Colorado
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Plains Cooperative Telephone Association	Fiber	1,000 / 1,000
Vyve Broadband	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
NE Colorado Cellular	Fixed Wireless (unlicensed)	150 / 40

May also be available at this address: Vyve Broadband, Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.