41278 Dutton Ct, Waterford, VA 20197 Property Records

Loudoun County property record for 41278 Dutton Ct, Waterford, VA 20197

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,179 sqft · built 2006
Lot Size	3.45 acres (150,717 sqft)
Owner	2 Company Names on Record
Last Sale	$775,000 (Oct 2020)
Tax Bill	$10,571 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-45-8330-000`

Property Details

APN / Parcel Number

Primary APN	`223-45-8330-000`
Alternative APN	`29 18 113`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,179 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	150,717 sqft
Garage Type	Attached
Garage Area	704 sqft
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41278 DUTTON CT
City	WATERFORD
State	VA
Zip	20197-1285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WATERFORD RIDGE S.2 PH.2 LOT 113 200808250051586
Legal Subdivision	WATERFORD RIDGE
Legal Phase	2
Legal Block	3
Legal Lot Number	113
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	3
Census Block	3009
Census Tract	610300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41278 DUTTON CT, WATERFORD, VA 20197-1285
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Mar 18, 2022	Intrafamily Transfer, Transfer
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MTG
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Nov 14, 2017	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	2020103614
Last Transfer Date	Mar 15, 2022
Transfer Doc	0000016444
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41278 DUTTON CT, WATERFORD, VA 20197-1285
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022403
Date	Apr 14, 2022
Instrument	202204140022403

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Mar 18, 2022
Property Address	41278 DUTTON CT, WATERFORD, VA 20197-1285
Document Number	0000016444
Instrument Date	Mar 15, 2022
Instrument	202203180016444
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41278 DUTTON CT, WATERFORD, VA 20197-1285

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 29, 2020
Property Address	41278 DUTTON CT, WATERFORD, VA 20197-1285
Document Number	20201029103614
Book / Page	202010 / 103615
Instrument Date	Oct 29, 2020
Instrument	103614
Transaction Type	Transfer
Record Updated	Nov 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41278 DUTTON CT WATERFORD VA 201971285, WATERFORD, VA 20197-1285

Mortgage

Document Number	20201029103615
Date	Oct 29, 2020
Book Page	202010/103615
Instrument	103615

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41278 DUTTON CT, WATERFORD, VA 20197-1285
Document Number	20191217078386
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41278 DUTTON CT WATERFORD VA 201971285, WATERFORD, VA 20197-1285

Mortgage

Document Number	20191217078386
Date	Dec 17, 2019
Instrument	78386

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 14, 2017
Property Address	41278 DUTTON CT, WATERFORD, VA 20197-1285
Document Number	20171114071099
Instrument Date	Nov 13, 2017
Instrument	71099
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41278 DURTON CT WATERFORD VA 20197, WATERFORD, VA 20197

Mortgage

Document Number	20171114071100
Date	Nov 14, 2017
Instrument	71100

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,571.00 (+13%)	$1,313,210 (+22.82%) Land $356,000 Building $957,210	$1,313,210 (+22.82%) Land $356,000 Building $957,210
2023	$9,355.00	$1,069,220 Land $295,100 Building $774,120	$1,069,220 Land $295,100 Building $774,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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