41192 Dutton Ct, Waterford, VA 20197 Property Records

Loudoun County property record for 41192 Dutton Ct, Waterford, VA 20197

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,635 sqft · built 2005
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$842,736 (Mar 2006)
Tax Bill	$9,201 (2026)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`263-30-7299-000`

Property Details

APN / Parcel Number

Primary APN	`263-30-7299-000`
Alternative APN	`29 18 117`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,635 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	1,803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	137,214 sqft
Garage Type	Attached
Garage Area	693 sqft
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41192 DUTTON CT
City	WATERFORD
State	VA
Zip	20197-1293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WATERFORD RIDGE S.2 PH.2 LOT 117 200603150023543 200405070045032 CONS ESMT
Legal Subdivision	WATERFORD RIDGE
Legal Phase	2
Legal Block	3
Legal Lot Number	117
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	3
Census Block	3009
Census Tract	610300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41192 DUTTON CT, WATERFORD, VA 20197-1293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WYNDHAM CAPITAL MORTGAGE INC
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2006 · Amount on Record
Deed Sale	Mar 15, 2006 · Amount on Record
Deed Document Number	200623543
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41192 DUTTON CT, WATERFORD, VA 20197-1293
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017578
Date	May 11, 2023
Instrument	202305110017578

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41192 DUTTON CT, WATERFORD, VA 20197-1293
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074158
Date	Jul 7, 2021
Instrument	202107070074158

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41192 DUTTON CT, WATERFORD, VA 20197-1293
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048086
Date	Apr 26, 2021
Instrument	202104260048086

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41192 DUTTON CT, WATERFORD, VA 20197-1293
Document Number	20200710054761
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41192 DUTTON CT WATERFORD VA 201971293, WATERFORD, VA 20197-1293

Mortgage

Document Number	20200710054761
Date	Jul 10, 2020
Instrument	54761

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41192 DUTTON CT, WATERFORD, VA 20197-1293
Document Number	20200317018378
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41192 DUTTON CT WATERFORD VA 201971293, WATERFORD, VA 20197-1293

Mortgage

Document Number	20200317018378
Date	Mar 17, 2020
Instrument	18378

Lender

Name	NORTHWEST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,201.00 (+10.66%)	$1,143,020 (+20.27%) Land $351,900 Building $791,120	$1,143,020 (+20.27%) Land $351,900 Building $791,120
2023	$8,315.00	$950,340 Land $291,700 Building $658,640	$950,340 Land $291,700 Building $658,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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