41209 Dutton Ct, Waterford, VA 20197 Property Records

Loudoun County property record for 41209 Dutton Ct, Waterford, VA 20197

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,249 sqft · built 2005
Lot Size	3.06 acres (133,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Apr 2022)
Tax Bill	$11,458 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-35-0572-000`

Property Details

APN / Parcel Number

Primary APN	`223-35-0572-000`
Alternative APN	`29 18 108`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,249 sqft Living Area
1st Floor Area	1,532 sqft
Basement Area	2,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,729 sqft
Garage Type	Attached
Garage Area	651 sqft

Exterior Amenities

Porch	Porch
Porch Area	53 sqft
Deck Area	Deck Area
Patio Area	1,007 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41209 DUTTON CT
City	WATERFORD
State	VA
Zip	20197-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WATERFORD RIDGE S.2 PH.2 LOT 108 200908260058968 200601180005278 200405070045032 CONS ESMT
Legal Subdivision	WATERFORD RIDGE
Legal Phase	2
Legal Block	3
Legal Lot Number	108
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	3
Census Block	3009
Census Tract	610300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41209 DUTTON CT, WATERFORD, VA 20197-1288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Sep 22, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2020	Quit Claim Deed, Transfer · VA Mortgage CAPITAL BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Document Number	202224044
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	0000050975
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 21, 2022
Property Address	41209 DUTTON CT, WATERFORD, VA 20197-1288
Document Number	0000024044
Instrument Date	Apr 19, 2022
Instrument	202204210024044
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41209 DUTTON CT, WATERFORD, VA 20197-1288

Mortgage

Document Number	0000024045
Date	Apr 21, 2022
Instrument	202204210024045

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41209 DUTTON CT, WATERFORD, VA 20197-1288
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099295
Date	Sep 22, 2021
Instrument	202109220099295

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 30, 2020
Property Address	41209 DUTTON CT, WATERFORD, VA 20197-1288
Document Number	20200630050975
Instrument Date	Jun 23, 2020
Instrument	50975
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41209 DUTTON CT WATERFORD VA 201971288, WATERFORD, VA 20197-1288

Mortgage

Document Number	20200630050976
Date	Jun 30, 2020
Instrument	50976

Lender

Name	CAPITAL BK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,458.00 (+13.28%)	$1,423,410 (+23.13%) Land $350,900 Building $1,072,510	$1,423,410 (+23.13%) Land $350,900 Building $1,072,510
2023	$10,115.00	$1,156,010 Land $290,800 Building $865,210	$1,156,010 Land $290,800 Building $865,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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