41216 Dutton Ct, Waterford, VA 20197 Property Records

Loudoun County property record for 41216 Dutton Ct, Waterford, VA 20197

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,226 sqft · built 2005
Lot Size	3.23 acres (141,134 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Sep 2018)
Tax Bill	$10,813 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-45-0625-000`

Property Details

APN / Parcel Number

Primary APN	`223-45-0625-000`
Alternative APN	`29 18 116`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,226 sqft Living Area
1st Floor Area	1,106 sqft
Basement Area	1,970 sqft
Finished Basement	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	141,134 sqft
Garage Type	Attached
Garage Area	689 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41216 DUTTON CT
City	WATERFORD
State	VA
Zip	20197-1285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WATERFORD RIDGE S.2 PH.2 LOT 116 200512120139287 200306030066399 D/C
Legal Subdivision	WATERFORD RIDGE
Legal Phase	2
Legal Block	3
Legal Lot Number	116
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	3
Census Block	3009
Census Tract	610300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41216 DUTTON CT, WATERFORD, VA 20197-1285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU
Sep 5, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	201852201
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	41216 DUTTON CT, WATERFORD, VA 20197-1285
Document Number	20200508033095
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41216 DUTTON CT WATERFORD VA 201971285, WATERFORD, VA 20197-1285

Mortgage

Document Number	20200508033095
Date	May 8, 2020
Instrument	33095

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 5, 2018
Property Address	41216 DUTTON CT, WATERFORD, VA 20197-1285
Document Number	20180905052201
Instrument Date	Sep 4, 2018
Instrument	52201
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41216 DUTTON CT WATERFORD VA 201971285, WATERFORD, VA 20197-1285

Mortgage

Document Number	20180905052202
Date	Sep 5, 2018
Instrument	52202

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,813.00 (+19.38%)	$1,343,280 (+29.76%) Land $353,100 Building $990,180	$1,343,280 (+29.76%) Land $353,100 Building $990,180
2023	$9,058.00	$1,035,220 Land $292,600 Building $742,620	$1,035,220 Land $292,600 Building $742,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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