4126 Osprey Harbour Loop, Cortez, FL 34215 Property Records

Manatee County property record for 4126 Osprey Harbour Loop, Cortez, FL 34215

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,912 sqft · built 2006
Lot Size0.238 acres (10,379 sqft)
OwnerOwner Name on Record
Last Sale$315,000 (Feb 2012)
Tax Bill$702 (2024)
Flood ZoneZone AE (high risk)
APN75994.0995-9

Property Details

APN / Parcel Number

Primary APN75994.0995-9
Alternative APN
  • 3516037599409959

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,912 sqft Total Area
Gross Area4,346 sqft
1st Floor Area1,067 sqft
FlooringConcrete/Cement
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area10,379 sqft (0.238 acres)
Garage TypeAttached
Garage Area819 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area548 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number3516037599409959
Street Address4126 OSPREY HARBOUR LOOP
CityCORTEZ
StateFL
Zip34215-2593
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePD-R
Legal DescriptionLOT 39 HARBOUR LANDINGS PI#75994.0995/9
Legal Range16E
Legal Township35S
Legal Section03
Legal SubdivisionHARBOUR LANDINGS
Legal Tract7599402
Legal Block1003
Legal Lot Number39
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1004
Census Tract1107

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4126 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2593
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2012 · Amount on Record
Deed SaleFeb 10, 2012 · Amount on Record
Prior SaleJan 26, 2009 · Amount on Record
Deed Document Number2995137
Deed Book / Page2408 / 2252
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$432,044 (+5.99%)$552,106 (-2.32%) Land $61,200 Building $490,906
2024$702.00 (+7.5%)
2023$653.00 (+3.98%) Homeowner's exemption$407,639 (+3%)$565,247 (+18.94%) Land $61,200 Building $504,047
2022$628.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$395,766$475,222 Land $60,000 Building $415,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 387 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 470 condo units
Nearby Flood Claims210 (1982–2024)
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 18 claims
  • Hurricane Helene, Sep 2024 · 144 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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