Manatee County property record for 4121 Osprey Harbour Loop, Cortez, FL 34215
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,356 sqft · built 2006 |
| Lot Size | 0.183 acres (7,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Oct 2019) |
| Tax Bill | $6,600 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 75994.0930-9 |
| Primary APN | 75994.0930-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,356 sqft Total Area |
| Gross Area | 4,833 sqft |
| 1st Floor Area | 1,291 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,988 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 568 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 3516037599409309 |
|---|---|
| Street Address | 4121 OSPREY HARBOUR LOOP |
| City | CORTEZ |
| State | FL |
| Zip | 34215-2594 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PD-R |
| Legal Description | LOT 26 HARBOUR LANDINGS PI#75994.0930/9 |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | HARBOUR LANDINGS |
| Legal Tract | 7599402 |
| Legal Block | 1005 |
| Legal Lot Number | 26 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1107 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4121 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on Record |
| Deed Sale | Oct 8, 2019 · Amount on Record |
| Prior Sale | Jan 24, 2007 · Amount on Record |
| Deed Document Number | 201941100672 |
| Deed Book / Page | 2806 / 3059 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4121 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 4121 OSPLEY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Document Number | 202141134042 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 202141134042 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 4121 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Document Number | 0028063059 |
| Book / Page | 2806 / 3059 |
| Map Reference | MB 37 PG 108-116 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 201941100672 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 LIBERTY DR, 50, BOSTON, MA 02210-1339 |
| Name | Verified Name |
|---|---|
| Address | 4121 OSPREG, CORTEZ, FL 34215 |
| Document Number | 28063061 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 2806-3061 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $487,986 (+5.99%) | $623,894 (-1.96%) Land $61,200 Building $562,694 | |
| 2024 | $6,600.00 (+1.49%) | ||
| 2023 | $6,503.00 (+2.52%) Homeowner's exemption | $460,420 (+3%) | $636,399 (+19.62%) Land $61,200 Building $575,199 |
| 2022 | $6,343.00 Homeowner's exemption | $447,010 | $532,002 Land $60,000 Building $472,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 387 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 470 condo units |
| Nearby Flood Claims | 210 (1982–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures