4141 Osprey Harbour Loop, Cortez, FL 34215 Property Records

Manatee County property record for 4141 Osprey Harbour Loop, Cortez, FL 34215

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,361 sqft · built 2007
Lot Size	0.179 acres (7,816 sqft)
Owner	2 Trust Names on Record
Last Sale	$550,000 (Aug 2021)
Tax Bill	$9,538 (2025)
Deeds & Mortgages	Aug 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`75994-0925-9`

Property Details

APN / Parcel Number

Primary APN	`75994-0925-9`
Alternative APN	`3516037599409259`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	4,902 sqft
1st Floor Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,816 sqft (0.179 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	324 sqft
Porch	Screened Porch
Porch Area	632 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4141 OSPREY HARBOUR LOOP
City	CORTEZ
State	FL
Zip	34215-2594
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PD-R
Legal Description	LOT 25 HARBOUR LANDINGS PI#75994.0925/9
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	HARBOUR LANDINGS
Legal Tract	07599402
Legal Lot Number	25
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1007
Census Tract	1107

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	715 LINCOLN ST, KEWAUNEE, WI 54216-1137
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Aug 22, 2007 · Amount on Record
Deed Document Number	2021109442
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 17, 2021
Property Address	4141 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594
Document Number	202141109442
Map Reference	MB 37 PG 409
Instrument Date	Aug 2, 2021
Instrument	202141109442
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12618 BAYPOINTE TER, 12618, CORTEZ, FL 34215-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	715 LINCOLN ST, KEWAUNEE, WI 54216-1137

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,922 (-1.19%) Land $66,300 Building $579,622	$645,922 (-1.19%) Land $66,300 Building $579,622
2025	$9,538.00 (-0.88%)	$653,675 (-2.31%) Land $66,300 Building $587,375	$653,675 (-2.31%) Land $66,300 Building $587,375
2024	$9,623.00 (+1.5%)
2023	$9,481.00 (+12.99%)	$669,127 (+20.29%) Land $66,300 Building $602,827	$669,127 (+20.29%) Land $66,300 Building $602,827
2022	$8,391.00	$556,241 Land $65,000 Building $491,241	$556,241 Land $65,000 Building $491,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000