Manatee County property record for 4117 Osprey Harbour Loop, Cortez, FL 34215
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,912 sqft · built 2005 |
| Lot Size | 0.133 acres (5,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Apr 2025) |
| Tax Bill | $6,032 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 75994-0935-9 |
| Primary APN | 75994-0935-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 4,346 sqft |
| 1st Floor Area | 1,067 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,787 sqft (0.133 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 819 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4117 OSPREY HARBOUR LOOP |
|---|---|
| City | CORTEZ |
| State | FL |
| Zip | 34215-2594 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PD-R |
| Legal Description | LOT 27 HARBOUR LANDINGS PI#75994.0935/9 |
| Legal Range | 16E |
| Legal Township | 35S |
| Legal Section | 03 |
| Legal Subdivision | HARBOUR LANDINGS |
| Legal Tract | 07599402 |
| Legal Lot Number | 27 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1107 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4117 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Mar 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage GREAT LAKES HOME MORTGAGE INC |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit HANCOCK BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Mar 21, 2018 · Amount on Record |
| Deed Document Number | 202550638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 22, 2025 |
| Property Address | 4117 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Document Number | 0041050638 |
| Map Reference | MB 37 PG 108 |
| Instrument Date | Apr 11, 2025 |
| Instrument | 202541050638 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ALLIANCE GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 AMOHI WAY, LOUDON, TN 37774-3008 |
| Name | Verified Name |
|---|---|
| Address | 4117 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Document Number | 0041050639 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 202541050639 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 21, 2018 |
| Property Address | 4117 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Document Number | 0027192951 |
| Book / Page | 2719 / 2951 |
| Map Reference | MB37 PG108-116 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 201841027775 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4117 OSPREY LOOP, 4117, CORTEZ, FL 34215 |
| Name | Verified Name |
|---|---|
| Address | 911 CALI CT, LIBERTYVILLE, IL 60048-5250 |
| Document Number | 201841027776 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 201841027776 |
| Name | GREAT LAKES HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4117 OSPREY HARBOUR LOOP, CORTEZ, FL 34215-2594 |
| Document Number | 0027035998 |
| Book / Page | 002703 / 005998 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4117 OSPREY HARBOUR LOOP CORTEZ FL 342152594, CORTEZ, FL 34215-2594 |
| Document Number | 0027035998 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 002703/005998 |
| Instrument | 41114369 |
| Name | HANCOCK BK |
|---|---|
| Type | Bank |
| Address | BRADENTON, FL 34209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 3, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $559,303 (+28.55%) Land $61,200 Building $498,103 | $559,303 (-0.99%) Land $61,200 Building $498,103 | |
| 2025 | $6,032.00 (+3.22%) | $435,077 (+5.99%) | $564,899 (-0.98%) Land $61,200 Building $503,699 |
| 2024 | $5,844.00 (+1.53%) | ||
| 2023 | $5,756.00 (+2.57%) Homeowner's exemption | $410,500 (+3%) | $570,495 (+19.37%) Land $61,200 Building $509,295 |
| 2022 | $5,612.00 Homeowner's exemption | $398,544 | $477,912 Land $60,000 Building $417,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 387 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 470 condo units |
| Nearby Flood Claims | 210 (1982–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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