St. Louis County property record for 4124 Emerson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,206 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 375-0010-06561 |
| Primary APN | 375-0010-06561 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Gross Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 768 sqft |
| Deck Area | 192 sqft |
| Storage Building | 144 sqft |
| Heating Fuel | Propane |
|---|
| Account Number | 1035558 |
|---|---|
| Street Address | 4124 EMERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | PART OF N1/2 OF NE1/4 OF NE1/4 COMM AT NW COROF N1/2 OF NE1/4 OF NE1/4 THENCE ELY ALONG NLINE 840 FT THENCE SLY ON A LINE |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 33 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10601 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4124 EMERSON RD, DULUTH, MN 55803-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Aug 10, 2017 | Quit Claim Deed, Transfer PIONEER ABSTRACT AND TITLE DULUT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2008 |
| Deed Sale | Dec 1, 2008 |
| Prior Sale | Dec 1, 2008 |
| Deed Document Number | 2008861797 |
| Prior Transfer Date | Sep 17, 2001 |
| Prior Transfer Doc | 0000709085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4124 EMERSON RD, DULUTH, MN 55803-8311 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001067686 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 1067686 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 19, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Apr 19, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.99% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 14.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 10, 2017 |
| Property Address | 4124 EMERSON RD, DULUTH, MN 55803-8311 |
| Document Number | 000T988436 |
| Instrument Date | Aug 4, 2017 |
| Instrument | T988436 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | PIONEER ABSTRACT AND TITLE DULUT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4124 EMERSON RD DULUTH MN 558038311, DULUTH, MN 55803-8311 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,206.00 (+6.67%) Homeowner's exemption | ||
| 2025 | $2,068.00 (+5.08%) Homeowner's exemption | $257,600 (+16.83%) Land $76,800 Building $180,800 | $257,600 (+16.83%) Land $76,800 Building $180,800 |
| 2024 | $1,968.00 | $220,500 (+24.51%) Land $70,200 Building $150,300 | $220,500 (+24.51%) Land $70,200 Building $150,300 |
| 2022 | $177,100 Land $66,100 Building $111,000 | $177,100 Land $66,100 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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