4084 Emerson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4084 Emerson Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1958
Lot Size	11.6 acres (507,474 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2018)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`375-0010-06820`

Property Details

APN / Parcel Number

Primary APN	`375-0010-06820`
Alternative APN	`1057588`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	507,474 sqft (11.6 acres)
Garage Area	1,564 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1057588
Street Address	4084 EMERSON RD
City	DULUTH
State	MN
Zip	55803-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W 2/3 OF NW 1/4 OF NW 1/4 EX S 5 ACRESAND EX S 495 FT OF N 1072.5 FT SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	34
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2023
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4084 EMERSON RD, DULUTH, MN 55803-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Jul 26, 2018	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	20181340193
Prior Transfer Date	Aug 16, 2018
Prior Transfer Doc	0001340193
Record Updated	Oct 29, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 7, 2018
Property Address	4084 EMERSON RD, DULUTH, MN 55803-9323
Document Number	0001340193
Instrument Date	Aug 16, 2018
Instrument	1340193
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	AFFINITY PLUS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4084 EMERSON RD, DULUTH, MN 55803-9323

Mortgage

Document Number	0001340194
Date	Sep 7, 2018
Instrument	1340194

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2018
Property Address	4084 EMERSON RD, DULUTH, MN 55803-9323
Document Number	00A1337365
Instrument Date	Jun 17, 2018
Instrument	A1337365
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6068 HOWARD GNESEN RD DULUTH MN 558039265, DULUTH, MN 55803-9265

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+6.39%)
2025	$1,972.00 (+8.35%)	$283,600 (+51.25%) Land $104,300 Building $179,300	$283,600 (+51.25%) Land $104,300 Building $179,300
2024	$1,820.00	$187,500 (+26.43%) Land $47,100 Building $140,400	$187,500 (+26.43%) Land $47,100 Building $140,400
2022		$148,300 Land $44,600 Building $103,700	$148,300 Land $44,600 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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