St. Louis County property record for 4097 Emerson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 2000 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,744 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0010-05222 |
| Primary APN | 375-0010-05222 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Gross Area |
| 1st Floor Area | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Area | 384 sqft |
| Deck Area | 48 sqft |
| Storage Building | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 973991 |
|---|---|
| Street Address | 4097 EMERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | S 10 AC OF W 30 AC OF SW 1/4 OF SW 1/4EX W 208 71/100 FT OF S 208 71/100 FT SERIAL # |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 27 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 10601 |
4097 Emerson Rd is owned and occupied by an individual who acquired it in October 2021.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4097 EMERSON RD, DULUTH, MN 55803-9323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 6, 2021 |
| Transfer Doc | 0001426425 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 4097 Emerson Rd was $2,744 with a homeowner's exemption, up 6.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,744.00 (+6.27%) Homeowner's exemption | ||
| 2025 | $2,582.00 (+5.39%) Homeowner's exemption | $310,600 (+17.16%) Land $98,000 Building $212,600 | $310,600 (+17.16%) Land $98,000 Building $212,600 |
| 2024 | $2,450.00 | $265,100 Land $90,600 Building $174,500 | $265,100 Land $90,600 Building $174,500 |
| 2022 | $214,000 Land $85,200 Building $128,800 | $214,000 Land $85,200 Building $128,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4097 Emerson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4097 Emerson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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