4057 Emerson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4057 Emerson Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 1970
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,388 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-05240`

Property Details

APN / Parcel Number

Primary APN	`375-0010-05240`
Alternative APN	`650883`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Basement Area	992 sqft
Finished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	572 sqft
Deck Area	828 sqft
Storage Building	280 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	650883
Street Address	4057 EMERSON RD
City	DULUTH
State	MN
Zip	55803-9323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	E 1/2 OF E 1/2 OF SW 1/4 OF SW 1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	27
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2024
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4057 EMERSON RD, DULUTH, MN 55803-9323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4057 EMERSON RD, DULUTH, MN 55803-9323
Document Number	00A1343233
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4057 EMERSON RD DULUTH MN 558039323, DULUTH, MN 55803-9323

Mortgage

Document Number	00A1343233
Date	Oct 24, 2018
Instrument	A1343233

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,388.00 (+6.41%) Homeowner's exemption
2025	$3,184.00 (+6.49%) Homeowner's exemption	$381,700 (+19.32%) Land $100,500 Building $281,200	$381,700 (+19.32%) Land $100,500 Building $281,200
2024	$2,990.00	$319,900 (+25.4%) Land $92,700 Building $227,200	$319,900 (+25.4%) Land $92,700 Building $227,200
2022		$255,100 Land $87,200 Building $167,900	$255,100 Land $87,200 Building $167,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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