4116 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4116 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,200 sqft · built 1922
Lot Size	0.101 acres (4,402 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Jun 2018)
Tax Bill	$2,444 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2030-00820`

Property Details

APN / Parcel Number

Primary APN	`010-2030-00820`
Alternative APN	`1053167`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,200 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,402 sqft (0.101 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	49 sqft
Deck Area	224 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1053167
Street Address	4116 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 33 1/3 FT SERIAL #
Legal Subdivision	HALLS ADD TO ONEOTA DULUTH
Legal Block	6
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3005
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4116 W 7TH ST, DULUTH, MN 55807-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
May 16, 2018	Deed of Trust, Mortgage · Line of Credit PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	20181335271
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2018
Property Address	4116 W 7TH ST, DULUTH, MN 55807-1528
Document Number	00A1335271
Instrument Date	Jun 21, 2018
Instrument	A1335271
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ARROWHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 W 7TH ST DULUTH MN 558071528, DULUTH, MN 55807-1528

Mortgage

Document Number	A1335272
Date	Jun 25, 2018
Instrument	A1335272

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4116 W 7TH ST, DULUTH, MN 55807-1528
Document Number	00A1333898
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4116 W 7TH ST DULUTH MN 558071528, DULUTH, MN 55807-1528

Mortgage

Document Number	00A1333898
Date	Jun 4, 2018
Instrument	A1333898

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,444.00 (+0.41%) Homeowner's exemption
2025	$2,434.00 (+2.35%) Homeowner's exemption	$217,900 (+7.98%) Land $11,300 Building $206,600	$217,900 (+7.98%) Land $11,300 Building $206,600
2024	$2,378.00	$201,800 (+11%) Land $12,100 Building $189,700	$201,800 (+11%) Land $12,100 Building $189,700
2022		$181,800 Land $11,200 Building $170,600	$181,800 Land $11,200 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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