4120 Rasor Dr, Troy, OH 45373 Property Records

Miami County property record for 4120 Rasor Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 1979
Lot Size	0.792 acres (34,500 sqft)
Owner	2 Individual Names on File
Last Sale	$216,500 (Jul 2020)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L32-068010`

Property Details

APN / Parcel Number

Primary APN	`L32-068010`
Alternative APN	`060523.1-01-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,710 sqft Living Area
1st Floor Area	2,132 sqft
Upper Floors Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	34,500 sqft (0.792 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	152 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4120 RASOR DR
City	TROY
State	OH
Zip	45373-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-23 LOT 15 FARMVIEW ACRES #2
Legal Range	05
Legal Township	06
Legal Section	23
Legal Subdivision	FARMVIEW ACRES #2
Legal Lot Number	15
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4025
Census Tract	340100

Owner

4120 Rasor Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4120 RASOR DR, TROY, OH 45373-7525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Nov 24, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC
Oct 31, 2017	Grant Deed, Transfer · Conventional with PMI WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	20202020OR-10215
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 28, 2020
Property Address	4120 RASOR DR, TROY, OH 45373-7525
Document Number	0000010215
Map Reference	MB 11 PG 47
Instrument Date	Jul 24, 2020
Instrument	2020OR-10215
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4120 RASOR DR, TROY, OH 45373-7525

Mortgage

Document Number	0000010216
Date	Jul 28, 2020
Instrument	2020OR-10216

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4120 RASOR DR, TROY, OH 45373-7525
Document Number	0000015312
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4120 RASOR DR TROY OH 453737525, TROY, OH 45373-7525

Mortgage

Document Number	0000015312
Date	Dec 11, 2017
Instrument	15312

Lender

Name	WRIGHTPATT CU INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 10, 2042

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 31, 2017
Property Address	4120 RASOR DR, TROY, OH 45373-7525
Document Number	0000013374
Instrument Date	Oct 25, 2017
Instrument	13374
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4120 RASOR DR TROY OH 453737525, TROY, OH 45373-7525

Mortgage

Document Number	13375
Date	Oct 31, 2017
Instrument	13375

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4120 Rasor Dr was $2,711 with a homeowner's exemption, up 16.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+16.25%) Homeowner's exemption	$90,730 (+34.99%) Land $12,920 Building $77,810	$259,200 Land $36,900 Building $222,300
2024	$2,332.00 (-0.55%) Homeowner's exemption	$67,210 (-) Land $9,980 Building $57,230
2023	$2,345.00 (-0.59%) Homeowner's exemption	$67,210 (-) Land $9,980 Building $57,230	$192,000 (-) Land $28,500 Building $163,500
2022	$2,359.00 Homeowner's exemption	$67,210 Land $9,980 Building $57,230	$192,000 Land $28,500 Building $163,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 Rasor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Rasor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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