4055 Rasor Dr, Troy, OH 45373 Property Records

Miami County property record for 4055 Rasor Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1990
Lot Size	1.48 acres (64,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (May 2018)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L32-068018`

Property Details

APN / Parcel Number

Primary APN	`L32-068018`
Alternative APNs	`060523.1-01-014-00` `L32UN023C01400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	3,720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	64,861 sqft (1.48 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	514 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4055 RASOR DR
City	TROY
State	OH
Zip	45373-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-23 LOT 19 FARMVIEW ACRES #2
Legal Range	05
Legal Township	06
Legal Section	23
Legal Subdivision	FARMVIEW ACRES #2
Legal Lot Number	19
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4025
Census Tract	340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4055 RASOR DR, TROY, OH 45373-7526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 14, 2018	Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Prior Sale	Sep 10, 1991 · Amount on Record
Deed Document Number	20182018OR-05761
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4055 RASOR DR, TROY, OH 45373-7526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014425
Date	Dec 2, 2019
Instrument	2019OR-14425

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	May 14, 2018
Property Address	4055 RASOR DR, TROY, OH 45373-7526
Document Number	0000005761
Map Reference	PB 11 PG 47
Instrument Date	Apr 5, 2018
Instrument	2018OR-05761
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 RASOR DR, TROY, OH 45373-7526

Mortgage

Document Number	0000005762
Date	May 14, 2018
Instrument	2018OR-05762

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+10.21%) Homeowner's exemption	$113,720 (+27.96%) Land $15,440 Building $98,280	$324,900 (+27.96%) Land $44,100 Building $280,800
2024	$3,085.00 (+2.42%) Homeowner's exemption	$88,870 (-) Land $12,430 Building $76,440
2023	$3,012.00 (-3.52%) Homeowner's exemption	$88,870 (-) Land $12,430 Building $76,440	$253,900 (-) Land $35,500 Building $218,400
2022	$3,122.00 Homeowner's exemption	$88,870 Land $12,430 Building $76,440	$253,900 Land $35,500 Building $218,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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