4070 Rasor Dr, Troy, OH 45373 Property Records

Miami County property record for 4070 Rasor Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,106 sqft · built 1986
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2017)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L32-068014`

Property Details

APN / Parcel Number

Primary APN	`L32-068014`
Alternative APNs	`060523.1-01-016-00` `L32UN023C01600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	4,212 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	37,897 sqft (0.87 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	305 sqft
Deck Area	1,050 sqft
Patio Area	1,050 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4070 RASOR DR
City	TROY
State	OH
Zip	45373-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-23 LOT 17 FARMVIEW ACRES #2
Legal Range	05
Legal Township	06
Legal Section	23
Legal Subdivision	FARMVIEW ACRES #2
Legal Lot Number	17
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4025
Census Tract	340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4070 RASOR DR, TROY, OH 45373-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CREDIT UNION INC
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20172017OR-03907
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	May 15, 2026
Property Address	4070 RASOR DR, TROY, OH 45373-7524
Document Number	0000005848
Instrument Date	Apr 24, 2026
Instrument	20265848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 RASOR DR, TROY, OH 45373-7524

Mortgage

Document Number	0000005848,
Date	May 15, 2026
Instrument	20265848

Lender

Name	WRIGHTPATT CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2051

Interest

Rate	6.38%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4070 RASOR DR, TROY, OH 45373-7524
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014465
Date	Oct 3, 2022
Instrument	2022OR-14465

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	Jul 25, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4070 RASOR DR, TROY, OH 45373-7524
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007924
Date	May 6, 2021
Instrument	2021OR-07924

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4070 RASOR DR, TROY, OH 45373-7524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006844
Date	Jun 8, 2017
Instrument	2017OR-06844

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 3, 2017
Property Address	4070 RASOR DR, TROY, OH 45373-7524
Document Number	0000003907
Map Reference	PL 11 PG 47
Instrument Date	Mar 16, 2017
Instrument	2017OR-03907
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 RASOR DR, TROY, OH 45373-7524

Mortgage

Document Number	0000003908
Date	Apr 3, 2017
Instrument	2017OR-03908

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (+22.91%) Homeowner's exemption	$126,220 (+42.09%) Land $13,130 Building $113,090	$360,600 (+42.08%) Land $37,500 Building $323,100
2024	$3,082.00 (+2.43%) Homeowner's exemption	$88,830 (-) Land $10,150 Building $78,680
2023	$3,009.00 (-3.53%) Homeowner's exemption	$88,830 (-) Land $10,150 Building $78,680	$253,800 (-) Land $29,000 Building $224,800
2022	$3,119.00 Homeowner's exemption	$88,830 Land $10,150 Building $78,680	$253,800 Land $29,000 Building $224,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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