4090 Rasor Dr, Troy, OH 45373 Property Records

Miami County property record for 4090 Rasor Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 1998
Lot Size	0.792 acres (34,500 sqft)
Owner	Individual Name on File
Tax Bill	$2,718 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L32-068012`

Property Details

APN / Parcel Number

Primary APN	`L32-068012`
Alternative APNs	`060523.1-01-017-00` `L32UN023C01700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	3,828 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	34,500 sqft (0.792 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	520 sqft
Patio Area	650 sqft
Shed	1 Shed
Shed Area	384 sqft
Gazebo	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4090 RASOR DR
City	TROY
State	OH
Zip	45373-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-6-23 LOT 16 FARMVIEW ACRES #2
Legal Range	05
Legal Township	06
Legal Section	23
Legal Subdivision	FARMVIEW ACRES #2
Legal Lot Number	16
Jurisdiction	MIAMI OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4025
Census Tract	340100

Owner

4090 Rasor Dr is owned and occupied by an individual who acquired it in February 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4090 RASOR DR, TROY, OH 45373-7524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 23, 2022	Transfer on Death Deed, Transfer
Oct 24, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000002005
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4090 RASOR DR, TROY, OH 45373-7524
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 RASOR DR, TROY, OH 45373-7524

Mortgage

Document Number	0000003857
Date	Apr 19, 2024
Instrument	2024OR-03857

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4090 RASOR DR, TROY, OH 45373-7524
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 RASOR DR, TROY, OH 45373-7524

Mortgage

Document Number	0000000751
Date	Jan 20, 2026
Instrument	2026OR-00751

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2036

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 23, 2022
Property Address	4090 RASOR DR, TROY, OH 45373-7524
Document Number	0000004648
Map Reference	MB 11 PG 47
Instrument Date	Mar 22, 2022
Instrument	2022OR-04648
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4090 RASOR DR, TROY, OH 45373-7524

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4090 RASOR DR, TROY, OH 45373-7524
Document Number	0000014432
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4090 RASOR DR TROY OH 453737524, TROY, OH 45373-7524

Mortgage

Document Number	0000014432
Date	Nov 20, 2017
Instrument	14432

Lender

Name	WRIGHT-PATT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 19, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4090 Rasor Dr was $2,718 with a homeowner's exemption, up 1.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Union Township
Unified School District	Milton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,718.00 (+1.27%) Homeowner's exemption	$111,310 (+27.81%) Land $12,920 Building $98,390	$318,000 Land $36,900 Building $281,100
2024	$2,684.00 (+1.63%) Homeowner's exemption	$87,090 (-) Land $9,980 Building $77,110
2023	$2,641.00 (-4.03%) Homeowner's exemption	$87,090 (-) Land $9,980 Building $77,110	$248,800 (-) Land $28,500 Building $220,300
2022	$2,752.00 Homeowner's exemption	$87,090 Land $9,980 Building $77,110	$248,800 Land $28,500 Building $220,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4090 Rasor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4090 Rasor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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