Sonoma County property record for 412 Wilford Ln, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 1988 |
| Lot Size | 0.121 acres (5,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,363 (Feb 2022) |
| Tax Bill | $8,958 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2022 Transfer + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 144-680-043-000 |
| Primary APN | 144-680-043-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,773 sqft |
| 1st Floor Area | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,284 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 144-680-043 |
|---|---|
| Street Address | 412 WILFORD LN |
| City | COTATI |
| State | CA |
| Zip | 94931-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCO |
| Legal Description | LAGUNA ESTATES SUB LOT 43 |
| Legal Subdivision | LAGUNA ESTATES SUB |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 151204 |
Source: Sonoma County records · APN 144-680-043-000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Feb 03, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOCAL |
| Nov 29, 2021 | Intrafamily Transfer, Transfer |
| Jun 08, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jan 22, 2018 | Affidavit of Death, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2022 · Amount on Record |
| Deed Sale | Feb 03, 2022 · Amount on Record |
| Prior Sale | Aug 30, 2005 · Amount on Record |
| Deed Document Number | 20228509 |
| Prior Transfer Date | Nov 26, 2021 |
| Prior Transfer Doc | 0000127133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Number | 0000012787 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022012787 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Feb 03, 2022 |
| Property Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Number | 0000008509 |
| Map Reference | MB 403 PG 16-18 |
| Instrument Date | Feb 02, 2022 |
| Instrument | 2022008509 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOCAL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Nov 29, 2021 |
| Property Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Number | 0000127133 |
| Map Reference | MB 403 PG 16-18 |
| Instrument Date | Nov 26, 2021 |
| Instrument | 2021127133 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000041239 |
|---|---|
| Date | Jun 08, 2018 |
| Instrument | 2018041239 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000040713 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020040713 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jan 22, 2018 |
| Property Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Number | 0000004454 |
| Map Reference | MB403 PG16-18 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 2018004454 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 WILFORD LN, COTATI, CA 94931-5149 |
| Document Number | 0000004455 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 2018004455 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,958.00 (+2.95%) | $744,770 (+4.04%) Land $297,907 Building $446,863 |
| 2023 | $8,701.00 (+1.77%) | $715,851 Land $286,340 Building $429,511 |
| 2022 | $8,550.00 |
Source: FEMA National Flood Hazard Layer as of February 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Dec 2012 · tidal / storm surge |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 553 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COTATI serves 7,290 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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