404 Wilford Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 404 Wilford Ln, Cotati, CA 94931 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 1988
Lot Size	0.12 acres (5,206 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Oct 2014)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`144-680-041-000`

Property Details

APN / Parcel Number

Primary APN	`144-680-041-000`
Alternative APN	`144-680-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,206 sqft (0.12 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	144-680-041
Street Address	404 WILFORD LN
City	COTATI
State	CA
Zip	94931-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D3 164
Legal Subdivision	LAGUNA ESTATES SUBDIVISION
Legal Block	2
Legal Lot Number	41
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2005
Census Tract	151204

Owner

Source: Sonoma County records · APN 144-680-041-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 WILFORD LN, COTATI, CA 94931-5149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Nov 27, 2002 · Amount on Record
Deed Document Number	201476126
Prior Transfer Date	Oct 23, 2014
Prior Transfer Doc	0000076125
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	404 WILFORD LN, COTATI, CA 94931-5149
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076025
Date	Oct 17, 2019
Instrument	2019076025

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	404 WILFORD LN, COTATI, CA 94931-5149
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055896
Date	Jul 09, 2020
Instrument	2020055896

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	404 WILFORD LN, COTATI, CA 94931-5149
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WILFORD LN, COTATI, CA 94931-5149

Mortgage

Document Number	0000021815
Date	Feb 24, 2021
Instrument	2021021815

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	404 WILFORD LN, COTATI, CA 94931-5149
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WILFORD LN, COTATI, CA 94931-5149

Mortgage

Document Number	0000114668
Date	Oct 18, 2021
Instrument	2021114668

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,003.00 (+3.04%) Homeowner's exemption	$492,751 (+4.04%) Land $198,302 Building $294,449
2023	$5,826.00 (+1.82%) Homeowner's exemption	$473,618 Land $190,602 Building $283,016
2022	$5,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971512042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 553 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Wilford Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures