408 Wilford Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 408 Wilford Ln, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1987
Lot Size	0.113 acres (4,907 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Apr 2018)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`144-680-042-000`

Property Details

APN / Parcel Number

Primary APN	`144-680-042-000`
Alternative APN	`144-680-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,377 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,907 sqft (0.113 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	144-680-042
Street Address	408 WILFORD LN
City	COTATI
State	CA
Zip	94931-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCO
Legal Subdivision	LAGUNA ESTATES SUBDIVISION
Legal Block	2
Legal Lot Number	42
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2005
Census Tract	151204

Owner

408 Wilford Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 WILFORD LN, COTATI, CA 94931-5149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Grant Deed, Transfer AMERICAN PACIFIC MORTGAGE
Jun 5, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Feb 5, 1988 · Amount on File
Deed Document Number	201827913
Prior Transfer Date	Oct 24, 2002
Prior Transfer Doc	0000188359
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 24, 2018
Property Address	408 WILFORD LN, COTATI, CA 94931-5149
Document Number	0000027913
Map Reference	MB403 PG16-18
Instrument Date	Apr 17, 2018
Instrument	2018027913
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	408 WILFORD LN, COTATI, CA 94931-5149

Mortgage

Document Number	0000027916
Date	Apr 24, 2018
Instrument	2018027916

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000027915
Date	Apr 24, 2018
Instrument	2018027915

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	PACIFICA, CA 94044

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Jun 5, 2017
Property Address	408 WILFORD LN, COTATI, CA 94931-5149
Document Number	0000043241
Instrument Date	Apr 28, 2017
Instrument	43241
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 WILFORD LN COTATI CA 949315149, COTATI, CA 94931-5149

Tax Assessment & Valuation

The 2025 property tax bill for 408 Wilford Ln was $7,716 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,725 (+2%) Land $261,129 Building $394,596
2025	$7,716.00 Homeowner's exemption	$642,868 Land $256,009 Building $386,859
2023	$7,490.00 (+1.79%) Homeowner's exemption	$617,907 Land $246,069 Building $371,838
2022	$7,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 Wilford Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Wilford Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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