412 River Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 412 River Dr, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,523 sqft)
Owner2 Individual Names on File
Tax Bill$4,003 (2024)
Deeds & MortgagesJun 2026 Transfer
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-14-204-009

Property Details

APN / Parcel Number

Primary APN08-14-204-009

Exterior

Lot Area6,523 sqft (0.15 acres)

Location & Zoning

Account Number0814204009
Street Address412 RIVER DR
CityDEKALB
StateIL
Zip60115-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTILTON PARK SUB - 3RD ADDITION - LOT 19 BLOCK 18
Legal SubdivisionTILTON PARK SUB - 3RD ADDITION
Legal Block18
Legal Lot Number19
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3020
Census Tract900

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 RIVER DR, DEKALB, IL 60115-1926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 9, 2026
Transfer Doc0000004935
Record UpdatedSep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDE KALB IL
Recording DateJun 11, 2026
Property Address412 RIVER DR, DEKALB, IL 60115-1926
Document Number0000004935
Instrument DateJun 9, 2026
Instrument20264935
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 RIVER DR, DEKALB, IL 60115-1926

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address412 RIVER DR, DEKALB, IL 60115-1926
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013124
DateOct 7, 2021
Instrument2021013124
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,596 (+25.6%) Land $9,209 Building $52,387$184,788 (+25.6%) Land $27,627 Building $157,161
2024$4,003.00
2023$49,043 Land $7,332 Building $41,711$147,129 Land $21,996 Building $125,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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