DeKalb County property record for 400 River Dr, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 864 sqft · built 1961 |
| Lot Size | 0.169 acres (7,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Nov 2023) |
| Tax Bill | $4,054 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-204-007 |
| Primary APN | 08-14-204-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 7,344 sqft (0.169 acres) |
| Lot Dimensions | 122 ft deep x 60 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Account Number | 0814204007 |
|---|---|
| Street Address | 400 RIVER DR |
| City | DEKALB |
| State | IL |
| Zip | 60115-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 (EX W 25FT) - BLK 18 -TILTON PARK SUB - 3RD ADDITION |
| Legal Subdivision | TILTON PARK SUB - 3RD ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 17 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 900 |
Source: DeKalb County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1308 7TH CT, SAINT CHARLES, IL 60174-3811 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Nov 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 29, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on Record |
| Deed Sale | Nov 7, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Deed Document Number | 20237895 |
| Prior Transfer Date | May 25, 2006 |
| Prior Transfer Doc | 0000010754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 7, 2023 |
| Property Address | 400 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000007895 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 2023007895 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | LAKELAND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000007896 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 2023007896 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2053 |
| Rate | 6.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jun 29, 2021 |
| Property Address | 400 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000008419 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021008419 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000008420 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021008420 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 400 RIVER DR, DEKALB, IL 60115-1926 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 210000002063 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021002063 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.72% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,298 (+25.6%) Land $12,690 Building $49,608 | $186,894 (+25.6%) Land $38,070 Building $148,824 | |
| 2024 | $4,054.00 | ||
| 2023 | $49,602 (+9.53%) Land $10,104 Building $39,498 | $148,806 (+9.53%) Land $30,312 Building $118,494 | |
| 2022 | $45,286 Land $11,531 Building $33,755 | $135,858 Land $34,593 Building $101,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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