DeKalb County property record for 407 River Dr, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,165 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,960 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-203-021 |
| Primary APN | 08-14-203-021 |
|---|
| Lot Area | 9,165 sqft (0.21 acres) |
|---|
| Account Number | 0814203021 |
|---|---|
| Street Address | 407 RIVER DR |
| City | DEKALB |
| State | IL |
| Zip | 60115-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 - BLK 19 - TILTON PARK - 3RD ADDITION |
| Legal Subdivision | TILTON PARK - 3RD ADDITION |
| Legal Block | 19 |
| Legal Lot Number | 18 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 900 |
Source: DeKalb County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 407 RIVER DR, DEKALB, IL 60115-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 3, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 407 RIVER DR, DEKALB, IL 60115-1925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 407 RIVER DR, DEKALB, IL 60115-1925 |
| Document Number | 0000002433 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026002433 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jun 3, 2022 |
| Property Address | 407 RIVER DR, DEKALB, IL 60115-1925 |
| Document Number | 0000005398 |
| Map Reference | DOC 284324 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022005398 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 RIVER DR, 407, DEKALB, IL 60115-1925 |
| Name | Verified Name |
|---|---|
| Address | 407 RIVER DR, DEKALB, IL 60115-1925 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,491 (+25.6%) Land $12,690 Building $53,801 | $199,473 (+25.6%) Land $38,070 Building $161,403 | |
| 2024 | $3,960.00 | ||
| 2023 | $52,940 Land $10,104 Building $42,836 | $158,820 Land $30,312 Building $128,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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