DeKalb County property record for 406 River Dr, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jul 2023) |
| Tax Bill | $3,736 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-204-008 |
| Primary APN | 08-14-204-008 |
|---|
| Lot Area | 7,500 sqft (0.172 acres) |
|---|
| Account Number | 0814204008 |
|---|---|
| Street Address | 406 RIVER DR |
| City | DEKALB |
| State | IL |
| Zip | 60115-1926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 - BLK 18 - TILTON PARK - 3RD ADDITION |
| Legal Subdivision | TILTON PARK - 3RD ADDITION |
| Legal Block | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 900 |
Source: DeKalb County assessment roll, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 410 WOODMOOR DR, LOMBARD, IL 60148-4588 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/OMAHA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on Record |
| Deed Sale | Jul 6, 2023 · Amount on Record |
| Prior Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 20234515 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Jul 6, 2023 |
| Property Address | 406 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000004515 |
| Map Reference | DOC 284324 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023004515 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000004516 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 2023004516 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Number | 0000004517 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 2023004517 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 12, 2019 |
| Property Address | 406 RIVER DR, DEKALB, IL 60115-1926 |
| Document Number | 0000010454 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 10454 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 RIVER DR DEKALB IL 601151926, DEKALB, IL 60115-1926 |
| Document Number | 10455 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 10455 |
| Name | FIRST NAT'L BK/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197-3165 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Rate | 4.62% |
|---|
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,932 (+25.6%) Land $10,156 Building $47,776 | $173,796 (+25.6%) Land $30,468 Building $143,328 | |
| 2024 | $3,736.00 | ||
| 2023 | $46,125 (+9.53%) Land $8,086 Building $38,039 | $138,375 (+9.53%) Land $24,258 Building $114,117 | |
| 2022 | $42,111 Land $9,227 Building $32,884 | $126,333 Land $27,681 Building $98,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 12 (1982–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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