412 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 412 Riders Loop, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,469 sqft · built 2022
Lot Size	0.254 acres (11,073 sqft)
Owner	2 Individual Names on File
Last Sale	$367,800 (Mar 2022)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-15-298452-000450`

Property Details

APN / Parcel Number

Primary APN	`25-27-15-298452-000450`
Alternative APN	`152725298452000450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,469 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	2,469 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,073 sqft (0.254 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	621 sqft
Porch	Finished/Open Porch
Porch Area	276 sqft

Location & Zoning

Street Address	412 RIDERS LOOP
City	AUBURNDALE
State	FL
Zip	33823-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 45
Legal Range	25E
Legal Township	27S
Legal Section	15
Legal Subdivision	JULIANA VILLAGE PHASE 3
Legal Phase	3
Legal Block	2
Legal Lot Number	45
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2034
Census Tract	12408

Owner

Source: Polk County records · APN 25-27-15-298452-000450

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Deed Document Number	202260668
Deed Book / Page	12148 / 369
Record Updated	Sep 20, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 07, 2022
Property Address	412 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000060668
Book / Page	12148 / 369
Map Reference	MB 182 PG 39&40
Instrument Date	Mar 02, 2022
Instrument	2022060668
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,574.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number	0012148371
Date	Mar 07, 2022
Instrument	12148/371

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,684.00 (+5.68%) Homeowner's exemption	$267,637 (+5.99%)	$333,295 (+2.37%) Land $52,000 Building $281,295
2023	$3,486.00 (+398%) Homeowner's exemption	$252,518 (+501.23%)	$325,590 (+675.21%) Land $50,000 Building $275,590
2022	$700.00	$42,000 Land $42,000	$42,000 Land $42,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 386 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.