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405 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 405 Riders Loop, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,574 sqft · built 2020
Lot Size0.266 acres (11,587 sqft)
Owner2 Individual Names on File
Last Sale$292,700 (Jan 2020)
Tax Bill$3,544 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Aug 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-27-15-298450-000350

Property Details

APN / Parcel Number

Primary APN25-27-15-298450-000350
Alternative APNs
  • 152725298450000350
  • 52725000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,574 sqft Living Area
Gross Area3,202 sqft
1st Floor Area2,574 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,587 sqft (0.266 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area628 sqft
PorchFinished/Open Porch
Porch Area126 sqft

Location & Zoning

Street Address405 RIDERS LOOP
CityAUBURNDALE
StateFL
Zip33823-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJULIANA VILLAGE PHASE 1 PB 168 PG 10-15 LOT 35
Legal Range25E
Legal Township27S
Legal Section15
Legal SubdivisionJULIANA VILLAGE PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number35
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2034
Census Tract12408

Owner

Source: Polk County records · APN 25-27-15-298450-000350

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 RIDERS LOOP, AUBURNDALE, FL 33823-9691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
HOME SOLUTION LENDERS
Aug 06, 2019Correction Deed, Transfer
ATTORNEY ONLY
May 03, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Deed Document Number202022591
Deed Book / Page11124 / 354
Record UpdatedSep 20, 2026

January 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 30, 2020
Property Address405 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number0111240354
Book / Page011124 / 000354
Instrument DateJan 28, 2020
Instrument22591
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2020
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,049.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address405 RIDERS LOOP AUBURNDALE FL 338239691, AUBURNDALE, FL 33823-9691

Mortgage

Document Number111240356
DateJan 30, 2020
Book Page011124/000356
Instrument22592
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

August 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateAug 06, 2019
Property Address405 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number0109311347
Book / Page010931 / 001347
Instrument DateJul 31, 2019
Instrument164758
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 03, 2019
Property Address405 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number0108310032
Book / Page010831 / 000032
Instrument DateMay 02, 2019
Instrument91382
Transaction TypeTransfer
Record UpdatedMay 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$14,452.68
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,544.00 (+5.73%) Homeowner's exemption$259,071 (+5.99%)$340,387 (+1.45%) Land $52,000 Building $288,387
2023$3,352.00 (+2.7%) Homeowner's exemption$244,437 (+3%)$335,510 (+7.56%) Land $50,000 Building $285,510
2022$3,264.00 Homeowner's exemption$237,317$311,918 Land $42,000 Building $269,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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