417 Riders Loop, Auburndale, FL 33823 Property Records

Polk County property record for 417 Riders Loop, Auburndale, FL 33823 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,511 sqft · built 2022
Lot Size	0.239 acres (10,424 sqft)
Owner	2 Individual Names on File
Last Sale	$381,300 (Apr 2022)
Tax Bill	$4,224 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-15-298452-000490`

Property Details

APN / Parcel Number

Primary APN	`25-27-15-298452-000490`
Alternative APN	`152725298452000490`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,511 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	2,511 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,424 sqft (0.239 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	753 sqft
Porch	Finished/Open Porch
Porch Area	454 sqft
Shed	1 Shed

Location & Zoning

Street Address	417 RIDERS LOOP
City	AUBURNDALE
State	FL
Zip	33823-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JULIANA VILLAGE PHASE 3 PB 182 PGS 39-40 LOT 49
Legal Range	25E
Legal Township	27S
Legal Section	15
Legal Subdivision	JULIANA VILLAGE PHASE 3
Legal Phase	3
Legal Block	2
Legal Lot Number	49
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2034
Census Tract	12408

Owner

Source: Polk County records · APN 25-27-15-298452-000490

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	2022103671
Deed Book / Page	12211 / 2028
Record Updated	Sep 20, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 18, 2022
Property Address	417 RIDERS LOOP, AUBURNDALE, FL 33823-9691
Document Number	0000103671
Book / Page	12211 / 2028
Map Reference	MB 182 PG 39&40
Instrument Date	Apr 13, 2022
Instrument	2022103671
Transaction Type	Transfer
Record Updated	Feb 05, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,669.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 RIDERS LOOP, AUBURNDALE, FL 33823-9691

Mortgage

Document Number	0122112030
Date	Apr 18, 2022
Instrument	12211/2030

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,224.00 (+14.78%) Homeowner's exemption	$300,620 (+13.78%)	$373,454 (+8.49%) Land $52,000 Building $321,454
2023	$3,680.00 (+425.71%) Homeowner's exemption	$264,202 (+529.05%)	$344,217 (+719.56%) Land $50,000 Building $294,217
2022	$700.00	$42,000 Land $42,000	$42,000 Land $42,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.