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412 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 412 Lorup Ave, Fort Wright, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,688 sqft Finished Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$181,365 (2017)
Tax Bill$2,209.00 (2025)

Owner

Source: Kenton County records · APN 042-10-00-204.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 LORUP AVE, FT WRIGHT, KY 41011-3624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
POLARIS HM FNDG
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Dec 14, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BK
Oct 30, 2017Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC
Oct 12, 2017Trustee's Deed, Construction Loan · Building or Construction Mortgage
VICTORY CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2017 · Amount on Record
Deed SaleDec 14, 2017 · Amount on Record
Prior SaleOct 01, 1997 · Amount on Record
Deed Doc Number0006316102
Deed Book / Page6316 / 102
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address412 LORUP AVE, COVINGTON, KY 41011-3624
Document Number0000000222
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address412 LORUP AVE FORT WRIGHT KY 410113624, FORT WRIGHT, KY 41011-3624

Mortgage

Document Number0000000222
DateSep 08, 2020
Book Page000M94/000686
Instrument222
Lender
NamePOLARIS HM FNDG
TypeFunding / Finance Company
AddressGRANDVILLE, MI 49418
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 07, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address412 LORUP AVE, COVINGTON, KY 41011-3624
Document Number0000000172
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedDec 05, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address412 LORUP AVE COVINGTON KY 410113624, COVINGTON, KY 41011-3624

Mortgage

Document Number0000000172
DateNov 07, 2019
Book Page0C6797/000222
Instrument172
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 06, 2034

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 14, 2017
Property Address412 LORUP AVE, COVINGTON, KY 41011-3624
Document Number0000000207
Book / Page0C6316 / 000102
Instrument DateDec 08, 2017
Instrument207
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$181.36
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address412 LORUP AVE COVINGTON KY 410113624, COVINGTON, KY 41011-3624

Mortgage

Document Number508
DateDec 14, 2017
Book Page0C6316/000106
Instrument508
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Mortgage

Document Number208,
DateDec 14, 2017
Book PageORC631/000106
Instrument208
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2017
Property Address412 LORUP AVE, COVINGTON, KY 41011-3624
Document Number0000000102
Book / Page0C6281 / 000335
Instrument DateOct 20, 2017
Instrument102
Transaction TypeTransfer
Record UpdatedDec 05, 2017
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$119.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 SANCERS DR FLORENCE KY 41042, FLORENCE, KY 41042

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateOct 12, 2017
Property Address412 LORUP AVE, COVINGTON, KY 41011-3624
Book / Page0C6269 / 000186
Instrument DateSep 25, 2017
Instrument18
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address412 LORUP AVE COVINGTON KY 410113624, COVINGTON, KY 41011-3624

Mortgage

Document Number0000000018
DateOct 12, 2017
Book Page0C6269/000186
Instrument18
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 11, 2018

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,209.00 (+8.34%)$223,000 (+16.57%) Land $55,000 Building $168,000$223,000 (+16.57%) Land $55,000 Building $168,000
2023$2,039.00$191,300 Land $45,000 Building $146,300$191,300 Land $45,000 Building $146,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN042-10-00-204.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,688 sqft Finished Area
Gross Area2,112 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area12,197 sqft (0.28 acres)
Depth X Width125 ft x 110 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0421000204.00
Street Address412 LORUP AVE
CityFT WRIGHT
StateKY
Zip41011-3624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKREUTZJANS ADDN TO FT WRIGHT BLK D LOT 65 EXC N 10' LESS PARCEL SOLD TO COMM
Legal SubdivisionKREUTZJANS GEO
Legal PhaseD
Legal BlockD
Legal Lot Number65
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2011
Census Tract65200

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