405 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 405 Lorup Ave, Fort Wright, KY 41011 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	1,601 sqft Finished Area
Lot Size	13,068 sqft (0.3 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$1,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042-10-00-199.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,601 sqft Finished Area
Gross Area	2,186 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1965
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Lot Area	13,068 sqft (0.3 acres)
Depth X Width	125 ft x 102 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0421000199.00
Street Address	405 LORUP AVE
City	FT WRIGHT
State	KY
Zip	41011-3623
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KREUTZJANS ADDN TO FT WRIGHT BLK D N 102' LOT 71
Legal Subdivision	KREUTZJANS GEO
Legal Phase	D
Legal Block	D
Legal Lot Number	71
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2009
Census Tract	65200

Owner

Source: Kenton County records · APN 042-10-00-199.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 LORUP AVE, FT WRIGHT, KY 41011-3623
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 1998
Deed Sale	Dec 28, 1998
Prior Sale	Jun 23, 1997 · Amount on Record
Deed Doc Number	0000127168
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	405 LORUP AVE, COVINGTON, KY 41011-3623
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LORUP AVE, COVINGTON, KY 41011-3623

Mortgage

Document Number	0005900168
Date	Jul 15, 2022
Book Page	389/475
Instrument	22071505900168

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	May 25, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,933.00 (+29.04%) Homeowner's exemption	$244,200 (+30.59%) Land $55,000 Building $189,200	$244,200 (+30.59%) Land $55,000 Building $189,200
2023	$1,498.00 Homeowner's exemption	$187,000 Land $45,000 Building $142,000	$187,000 Land $45,000 Building $142,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.