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407 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 407 Lorup Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,395 sqft · built 1962
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (May 1999)
Tax Bill$2,205 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN042-10-00-201.00

Property Details

APN / Parcel Number

Primary APN042-10-00-201.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,395 sqft Finished Area
Gross Area1,919 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address407 LORUP AVE
CityFT WRIGHT
StateKY
Zip41011-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKREUTZJANS ADDN TO FT WRIGHT BLK D N 87' LOT 70 & S 3' LOT 71
Legal SubdivisionKREUTZJANS GEO
Legal PhaseD
Legal BlockD
Legal Lot Number70,71
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2009
Census Tract65200

Owner

Source: Kenton County records · APN 042-10-00-201.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 LORUP AVE, COVINGTON, KY 41011-3623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMCAP MORTGAGE LTD
Mar 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 1999 · Amount on Record
Deed SaleMay 05, 1999 · Amount on Record
Last Transfer DateJun 13, 2016
Transfer Doc0005900113
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address407 LORUP AVE, COVINGTON, KY 41011-3623
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900080
DateJul 01, 2021
Book Page237/715
Instrument21070105900080
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressCINCINNATI, OH 45226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2041

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address407 LORUP AVE, COVINGTON, KY 41011-3623
Document Number0000000304
Instrument DateMar 13, 2018
Transaction TypeMortgage
Record UpdatedApr 04, 2018
Title CompanySTERLING LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LORUP AVE COVINGTON KY 410113623, COVINGTON, KY 41011-3623

Mortgage

Document Number0000000304
DateMar 26, 2018
Book Page0C6377/000250
Instrument304
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 25, 2038

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (+17.54%)$222,500 (+26.42%) Land $55,000 Building $167,500$222,500 (+26.42%) Land $55,000 Building $167,500
2023$1,876.00$176,000 Land $45,000 Building $131,000$176,000 Land $45,000 Building $131,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 252 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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