409 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 409 Lorup Ave, Fort Wright, KY 41011 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,132 sqft · built 1961
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jan 2022)
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-10-00-202.00`

Property Details

APN / Parcel Number

Primary APN	`042-10-00-202.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,132 sqft Finished Area
Gross Area	2,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 LORUP AVE
City	FT WRIGHT
State	KY
Zip	41011-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KREUTZJANS ADDN TO FT WRIGHT BLK D N 72' LOT 69 & S 18' LOT 70
Legal Subdivision	KREUTZJANS GEO
Legal Phase	D
Legal Block	D
Legal Lot Number	69,70
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	65200

Owner

Source: Kenton County records · APN 042-10-00-202.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 LORUP AVE, COVINGTON, KY 41011-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jan 13, 2022 · Amount on Record
Deed Document Number	20225900057
Deed Book / Page	142 / 415
Prior Transfer Date	Mar 11, 2010
Prior Transfer Doc	0005900282
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 13, 2022
Property Address	409 LORUP AVE, COVINGTON, KY 41011-3623
Document Number	0005900057
Book / Page	142 / 415
Map Reference	PL 725
Instrument Date	Dec 20, 2021
Instrument	22011305900057
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 LORUP AVE, 409, COVINGTON, KY 41011-3623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LORUP AVE, COVINGTON, KY 41011-3623

Mortgage

Document Number	0005900058
Date	Jan 13, 2022
Book Page	326/247
Instrument	22011305900058

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,510.00 (-1.45%)	$253,300 (+5.98%) Land $55,000 Building $198,300	$253,300 (+5.98%) Land $55,000 Building $198,300
2023	$2,547.00	$239,000 Land $45,000 Building $194,000	$239,000 Land $45,000 Building $194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.