Scott County property record for 405 Elm St, Oran, MO 63771
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1949 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,700 (Oct 2019) |
| Tax Bill | $695 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 09-4.0-18.00-004-005-004.00 |
| Primary APN | 09-4.0-18.00-004-005-004.00 |
|---|
| Building Area | 1,344 sqft Base Area |
|---|---|
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 324 sqft |
| Street Address | 405 ELM ST |
|---|---|
| City | ORAN |
| State | MO |
| Zip | 63771-6291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & N1/2 LOT 5 BLK 1 TOWN OF ORAN PB 1/5 75 X 150 I |
| Legal Range | 13E |
| Legal Township | 28N |
| Legal Section | 18 |
| Legal Subdivision | TOWN OF ORAN |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 780300 |
Source: Scott County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 ELM ST, ORAN, MO 63771-6291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on Record |
| Deed Sale | Oct 2, 2019 · Amount on Record |
| Deed Document Number | 20194055 |
| Deed Book / Page | 2019 / 4055 |
| Prior Transfer Date | Feb 19, 2015 |
| Prior Transfer Doc | 2015/680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Oct 2, 2019 |
| Property Address | 405 ELM ST, ORAN, MO 63771-6291 |
| Document Number | 2019/4055 |
| Book / Page | 2019 / 4055 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 20194055 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | SEMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 ELM ST, ORAN, MO 63771-6291 |
| Document Number | 20194056 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 20194056 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Municipality | Oran City |
| Unified School District | Oran R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,170 (-) | ||
| 2025 | $695.00 (+31.88%) | $11,170 (+11.7%) | $58,800 (+11.7%) Land $3,440 Building $55,360 |
| 2024 | $527.00 | ||
| 2023 | $10,000 | $52,640 Land $3,440 Building $49,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORAN PWS serves 1,294 people · EPA ID MO4010604 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: GoSEMO.
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