407 E Prospect Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 407 E Prospect Ave, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,886 sqft · built 1929
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on Record
Last Sale	$428,500 (Jan 1998)
Tax Bill	$14,579 (2024)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-21-222-002`

Property Details

APN / Parcel Number

Primary APN	`12-21-222-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	3,761 sqft
1st Floor Area	1,217 sqft
Upper Floors Area	1,413 sqft
Basement Area	845 sqft
Finished Basement	256 sqft
Unfinished Basement	589 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E PROSPECT AVE
City	LAKE BLUFF
State	IL
Zip	60044-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF VLIETS CONSOLIDATION LOT 2 BLOCK 10
Legal Subdivision	VILLAGE OF LAKE BLUFF VLIETS CONSOLIDATI
Legal Block	10
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1015
Census Tract	863300

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 E PROSPECT AVE, LAKE BLUFF, IL 60044-2523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 1998 · Amount on Record
Deed Sale	Jan 21, 1998 · Amount on Record
Deed Document Number	19984076754
Prior Transfer Date	May 16, 1994
Prior Transfer Doc	0003551605
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Sep 21, 2022
Property Address	407 E PROSPECT AVE, LAKE BLUFF, IL 60044-2523
Document Number	0007934193
Map Reference	DOC 616073
Instrument Date	Sep 19, 2022
Instrument	7934193
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 E PROSPECT AVE, LAKE BLUFF, IL 60044-2523

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,586 (+30.04%) Land $102,094 Building $137,492	$718,830 (+30.04%) Land $306,313 Building $412,517
2024	$14,579.00 (+22.78%)
2023	$11,874.00 (+3.63%)	$184,236 (+5.97%) Land $78,508 Building $105,728	$552,764 (+5.97%) Land $235,548 Building $317,216
2022	$11,458.00	$173,863 Land $74,088 Building $99,775	$521,641 Land $222,286 Building $299,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20