412 E Jefferson St, Hart, MI 49420 Property Records

Oceana County property record for 412 E Jefferson St, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Sep 2025)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-729-011-50`

Property Details

APN / Parcel Number

Primary APN	`020-729-011-50`

Exterior

Lot Area	8,668 sqft (0.199 acres)

Location & Zoning

Street Address	412 E JEFFERSON ST, A
City	HART
State	MI
Zip	49420-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF HART WIGTON - GURNEY ADDITION W 1/2 OF LOTS 11 & 12 BLOCK 29 D-2001/35549 QC-2012/31280 WD-2017/2847
Legal Subdivision	GURNEY ADDITION
Legal Block	29
Legal Lot Number	11-12
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	3
Census Block	3033
Census Tract	10400

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 S DRYDEN ST, HART, MI 49420-1306
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 15, 2017	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20255064
Deed Book / Page	2025 / 19095
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	2012/031280
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	412 E JEFFERSON ST, HART, MI 49420-1333
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7048
Date	Mar 22, 2021
Book Page	2021/7048
Instrument	202100001825

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 30, 2025
Property Address	412 E JEFFERSON ST, HART, MI 49420-1333
Document Number	2025/19095
Book / Page	2025 / 19095
Instrument Date	Sep 29, 2025
Instrument	202500005064
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	OCEAN TITLE AND ESCROW, OCEANA LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 E JEFFERSON ST, HART, MI 49420-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S DRYDEN ST # F, F, HART, MI 49420-1306

Mortgage

Document Number	202500005062
Date	Sep 30, 2025
Instrument	202500005062

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Feb 15, 2017
Property Address	412 E JEFFERSON ST, HART, MI 49420-1333
Document Number	2017/002847
Book / Page	2017 / 002847
Instrument Date	Feb 14, 2017
Instrument	201700000810
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1797 N 92ND AVE, HART, MI 49420-8899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 N OCEANA DR, HART, MI 49420-8944

Mortgage

Document Number	2017002848
Date	Feb 15, 2017
Instrument	2017/002848

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,500 (+0.65%) Land $92,500	$185,000 (+0.65%) Land $185,000
2025	$2,527.00 (+1.65%) Homeowner's exemption	$91,900 (+41.17%) Land $91,900	$183,800 (+41.17%) Land $183,800
2024	$2,486.00 (+10.88%)
2023		$65,100 Land $65,100	$130,200 (-) Land $130,200
2022	$2,242.00		$130,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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