311 E Jefferson St, Hart, MI 49420 Property Records

Oceana County property record for 311 E Jefferson St, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.188 acres (8,196 sqft)
Owner	Individual Name on Record
Last Sale	$92,597 (Oct 2015)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-733-007-50`

Property Details

APN / Parcel Number

Primary APN	`020-733-007-50`

Exterior

Lot Area	8,196 sqft (0.188 acres)

Location & Zoning

Street Address	311 E JEFFERSON ST
City	HART
State	MI
Zip	49420-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD-L2014P13470 WD-L2015P16668 CITY OF HART WIGTON - GURNEY ADDITION W 70.5 FT OF LOTS 7 & 8, EXC W 9 FT THOF - BLOCK 33
Legal Subdivision	GURNEY ADDITION
Legal Block	33
Legal Lot Number	7-8
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	3
Census Block	3023
Census Tract	10400

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 E JEFFERSON ST, HART, MI 49420-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NATIONAL BANK
Nov 24, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2015 · Amount on Record
Deed Sale	Oct 2, 2015 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Book / Page	2015 / 16668
Prior Transfer Date	May 17, 2011
Prior Transfer Doc	2011/008666
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Recording Date	Jul 21, 2026
Property Address	311 E JEFFERSON ST, HART, MI 49420-1332
Document Number	0000004262
Book / Page	2026 / 15907
Instrument Date	Jul 15, 2026
Instrument	20264262
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E JEFFERSON ST, HART, MI 49420-1332

Mortgage

Document Number	0000004262,
Date	Jul 21, 2026
Book Page	2026/15907
Instrument	20264262

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	311 E JEFFERSON ST, HART, MI 49420-1332
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E JEFFERSON ST, HART, MI 49420-1332

Mortgage

Document Number	2021/30503
Date	Nov 24, 2021
Book Page	2021/30503
Instrument	202100007970

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,300 (+10.93%) Land $86,300	$172,600 (+10.93%) Land $172,600
2025	$1,646.00 Homeowner's exemption	$77,800 (+38.93%) Land $77,800	$155,600 (+38.93%) Land $155,600
2023		$56,000 Land $56,000	$112,000 (-) Land $112,000
2022	$1,447.00		$112,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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