216 E Jefferson St, Hart, MI 49420 Property Records

Oceana County property record for 216 E Jefferson St, Hart, MI 49420

Property Summary

Property Type	Single Family Home
Lot Size	0.221 acres (9,645 sqft)
Owner	Individual Name on Record
Last Sale	$161,500 (Jan 2026)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Jan 2011 Mortgage Jun 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-727-011-00`

Property Details

APN / Parcel Number

Primary APN	`020-727-011-00`

Exterior

Lot Area	9,645 sqft (0.221 acres)

Location & Zoning

Street Address	216 E JEFFERSON ST
City	HART
State	MI
Zip	49420-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF HART WIGTON - GURNEY ADDITION E 1/2 OF LOTS 11 & 12 BLOCK 27 WD-78/1600 WD-2015/16571 HA-228
Legal Subdivision	GURNEY ADDITION
Legal Block	27
Legal Lot Number	11-12
Jurisdiction	OCEANA MI
Township / Civil Division	HART
Census Block Group	3
Census Block	3027
Census Tract	10400

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	64 S MICHIGAN AVE, SHELBY, MI 49455-1240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2011	Deed of Trust, Mortgage FAMILY FINANCIAL CREDIT UNION
Jun 2, 2006	Deed of Trust, Mortgage FAMILY FINANCIAL CU
Jan 14, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Nov 24, 2025	Sheriff's Deed, Foreclosure
Feb 28, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Nov 24, 2025 · Amount on Record
Prior Transfer Date	Nov 13, 2025
Prior Transfer Doc	2025/23695
Record Updated	Oct 29, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	216 E JEFFERSON ST, HART, MI 49420-1331
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/001426
Date	Jan 21, 2011
Book Page	2011/001426

Lender

Name	FAMILY FINANCIAL CREDIT UNION
Address	MUSKEGON, MI 49444

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2021

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	216 E JEFFERSON ST, HART, MI 49420-1331
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/016066
Date	Jun 2, 2006
Book Page	2006/016066

Lender

Name	FAMILY FINANCIAL CU
Address	525 W BARNEY AVE, MUSKEGON, MI 49444

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2021

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jan 14, 2026
Property Address	216 E JEFFERSON ST, HART, MI 49420-1331
Document Number	02026/1147
Book / Page	2026 / 1147
Instrument Date	Jan 12, 2026
Instrument	202600000252
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.25
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 E JEFFERSON ST, HART, MI 49420-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E JEFFERSON ST, HART, MI 49420-1331

Mortgage

Document Number	202600000253
Date	Jan 14, 2026
Instrument	202600000253

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 24, 2025
Property Address	216 E JEFFERSON ST, HART, MI 49420-1331
Document Number	2025/23695
Book / Page	2025 / 23695
Instrument Date	Oct 31, 2025
Instrument	202500006091
Transaction Type	Foreclosure
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Feb 28, 2023
Property Address	216 E JEFFERSON ST, HART, MI 49420-1331
Document Number	02023/3321
Book / Page	2023 / 3321
Instrument Date	Feb 24, 2023
Instrument	202300000817
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 E JEFFERSON ST, HART, MI 49420-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 1ST ST, SHELBY, MI 49455-8603

Mortgage

Document Number	202300000818
Date	Feb 28, 2023
Instrument	202300000818

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	02023/3333
Date	Feb 28, 2023
Book Page	2023/3333
Instrument	202300000819

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
Municipality	Hart City
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 (+4.99%) Land $88,300	$176,600 (+4.99%) Land $176,600
2025	$3,049.00 (+1.94%) Homeowner's exemption	$84,100 (+41.58%) Land $84,100	$168,200 (+41.58%) Land $168,200
2024	$2,991.00 (+60.2%)
2023		$59,400 Land $59,400	$118,800 (-) Land $118,800
2022	$1,867.00		$118,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HART serves 2,126 people · EPA ID MI0003060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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