Oceana County property record for 405 E Jefferson St, Hart, MI 49420
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.202 acres (8,798 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Nov 2002) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-734-001-00 |
| Primary APN | 020-734-001-00 |
|---|
| Lot Area | 8,798 sqft (0.202 acres) |
|---|
| Street Address | 405 E JEFFERSON ST |
|---|---|
| City | HART |
| State | MI |
| Zip | 49420-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 - BLK 34 WIGTON - GURNEY ADDITION QCD 2018/12499 |
| Legal Subdivision | GURNEY ADDITION |
| Legal Block | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | HART |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10400 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 719 S COURTLAND ST, HART, MI 49420-1212 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 25, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK |
| Jul 16, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2002 · Amount on Record |
| Deed Sale | Nov 27, 2002 · Amount on Record |
| Prior Sale | Jul 31, 1996 · Amount on Record |
| Deed Book / Page | 2003 / 9547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 405 E JEFFERSON ST, HART, MI 49420-1374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/011086 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 2018/011086 |
| Instrument | 201800003657 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 16, 2018 |
| Property Address | 405 E JEFFERSON ST, HART, MI 49420-1374 |
| Document Number | 2018/012499 |
| Book / Page | 2018 / 012499 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 201800004033 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 719 S COURTLAND ST, HART, MI 49420-1212 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| Municipality | Hart City |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,500 (+10.76%) Land $87,500 | $175,000 (+10.76%) Land $175,000 | |
| 2025 | $1,906.00 (+1.49%) Homeowner's exemption | $79,000 (+40.57%) Land $79,000 | $158,000 (+40.57%) Land $158,000 |
| 2024 | $1,878.00 (+10.54%) | ||
| 2023 | $56,200 Land $56,200 | $112,400 (-) Land $112,400 | |
| 2022 | $1,699.00 | $112,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HART serves 2,126 people · EPA ID MI0003060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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