412 Ave Ossa, San Clemente, CA 92672 Property Records

Orange County property record for 412 Ave Ossa, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1995
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Feb 1996)
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688-231-70`

Property Details

APN / Parcel Number

Primary APN	`688-231-70`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,670 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	5,800 sqft (0.133 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	412 AVENIDA OSSA
City	SAN CLEMENTE
State	CA
Zip	92672-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 79
Legal Subdivision	TR 14759
Legal Tract	14759
Legal Lot Number	79
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4009
Census Tract	42109

Owner

Source: Orange County records · APN 688-231-70

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 1996 · Amount on Record
Deed Sale	Feb 16, 1996 · Amount on Record
Deed Document Number	199672427
Last Transfer Date	Feb 19, 2014
Transfer Doc	0000070421
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	412 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Document Number	0000377685
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 AVENIDA OSSA SAN CLEMENTE CA 926727524, SAN CLEMENTE, CA 92672-7524

Mortgage

Document Number	0000377685
Date	Oct 17, 2018
Instrument	377685

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$715,424 (+2%) Land $322,989 Building $392,435
2025	$7,025.00 (+1.72%) Homeowner's exemption	$701,397 (+4.04%) Land $316,656 Building $384,741
2024	$6,906.00 (+2.17%)
2023	$6,759.00 (+1.96%) Homeowner's exemption	$674,162 Land $304,360 Building $369,802
2022	$6,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: California Internet, T-Mobile USA, Verizon.

Based on FCC filings for 367 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.