416 Ave Ossa, San Clemente, CA 92672 Property Records

Orange County property record for 416 Ave Ossa, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1995
Lot Size	0.144 acres (6,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Feb 1996)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688-231-68`

Property Details

APN / Parcel Number

Primary APN	`688-231-68`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,670 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,270 sqft (0.144 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	416 AVENIDA OSSA
City	SAN CLEMENTE
State	CA
Zip	92672-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 77
Legal Subdivision	HARBOR VIEW ESTATES HOA
Legal Tract	14759
Legal Lot Number	77
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4009
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 8, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 1996 · Amount on Record
Deed Sale	Feb 15, 1996 · Amount on Record
Deed Document Number	199672279
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	416 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524

Mortgage

Document Number	0000156254
Date	Mar 5, 2021
Instrument	2021000156254

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	416 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Document Number	0000054900
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 AVENIDA OSSA SAN CLEMENTE CA 926727524, SAN CLEMENTE, CA 92672-7524

Mortgage

Document Number	0000054900
Date	Feb 10, 2020
Instrument	54900

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	416 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Document Number	0000340209
Instrument Date	Sep 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 AVENIDA OSSA SAN CLEMENTE CA 926727524, SAN CLEMENTE, CA 92672-7524

Mortgage

Document Number	0000340209
Date	Sep 18, 2018
Instrument	340209

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	416 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524
Document Number	0000277224
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 AVENIDA OSSA SAN CLEMENTE CA 926727524, SAN CLEMENTE, CA 92672-7524

Mortgage

Document Number	0000277224
Date	Jul 5, 2017
Instrument	277224

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$495,629 (+2%) Land $107,276 Building $388,353
2025	$4,852.00 (+3.96%) Homeowner's exemption	$485,911 (+4.04%) Land $105,172 Building $380,739
2023	$4,667.00 (+1.97%) Homeowner's exemption	$467,044 Land $101,089 Building $365,955
2022	$4,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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