Orange County property record for 406 Ave Ossa, San Clemente, CA 92672 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,458 sqft · built 1995 |
| Lot Size | 0.129 acres (5,610 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,650,000 (Jul 2024) |
| Tax Bill | $16,590 (2025) |
| Deeds & Mortgages | May 2026 Transfer Aug 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 688-231-73 |
| Primary APN | 688-231-73 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,458 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 5,610 sqft (0.129 acres) |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Water Source | Commercial |
|---|
| Street Address | 406 AVENIDA OSSA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-7524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14759 BLK LOT 82 |
| Legal Subdivision | TRACT NO 14759 |
| Legal Tract | 14759 |
| Legal Lot Number | 82 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 42109 |
Source: Orange County records · APN 688-231-73
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| May 08, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 30, 2024 | Deed of Trust, Mortgage · Commercial Mortgage THE LAWRENCE AND DONNA MOULTON FAMILY TR |
| Mar 03, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESMAC INC |
| May 02, 2017 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| May 02, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | May 02, 2017 · Amount on Record |
| Deed Document Number | 2024178639 |
| Prior Transfer Date | Apr 14, 2009 |
| Prior Transfer Doc | 0000263411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 08, 2026 |
| Property Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000134235 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026134235 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000224536 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 2024000224536 |
| Name | THE LAWRENCE AND DONNA MOULTON FAMILY TR |
|---|---|
| Type | Private Party |
| Address | 4301 COACHMAN CIR, WESTLAKE VILLAGE, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 03, 2026 |
| Property Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000062325 |
| Map Reference | MB 707 PG 13-22 |
| Instrument Date | Feb 21, 2026 |
| Instrument | 2026000062325 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000062326 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026000062326 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 9.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000539551 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 2020000539551 |
| Name | RESMAC INC |
|---|---|
| Type | Non-Lending Institution |
| Address | DELRAY BEACH, FL 33483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 02, 2017 |
| Property Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000176966 |
| Instrument Date | Apr 03, 2017 |
| Instrument | 176966 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2017 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 406 AVENIDA OSSA SAN CLEMENTE CA 926727524, SAN CLEMENTE, CA 92672-7524 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 02, 2017 |
| Property Address | 406 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 0000176967 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 176967 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 406 AVENIDA OSSA SAN CLEMENTE CA 926727524, SAN CLEMENTE, CA 92672-7524 |
| Document Number | 176968 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 176968 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,590.00 (+63.67%) | $1,650,000 (+67.13%) Land $1,270,542 Building $379,458 |
| 2024 | $10,136.00 (+2.18%) | |
| 2023 | $9,920.00 (+1.95%) Homeowner's exemption | $987,232 Land $671,268 Building $315,964 |
| 2022 | $9,730.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421094, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Moderate above 54% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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