Orange County property record for 405 Ave Ossa, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,895 sqft · built 1995 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Dec 2012) |
| Tax Bill | $9,948 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 688-231-02 |
| Primary APN | 688-231-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,895 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 6,450 sqft (0.148 acres) |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|
| Street Address | 405 AVENIDA OSSA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-7529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14759 BLK LOT 15 |
| Legal Subdivision | 14659 |
| Legal Tract | 14759 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 42109 |
405 Ave Ossa is owned and occupied by two individuals who acquired it in September 2020.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 14, 2017 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2012 · Amount on File |
| Deed Sale | Dec 11, 2012 · Amount on File |
| Prior Sale | Aug 18, 2003 · Amount on File |
| Deed Document Number | 2012763856 |
| Last Transfer Date | Sep 29, 2020 |
| Transfer Doc | 0000538429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 405 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529 |
| Document Number | 0000538429 |
| Map Reference | MB 707 PG 13-22 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020000538429 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 405 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529 |
| Document Number | 0000538430 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020000538430 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 14, 2017 |
| Property Address | 405 AVENIDA OSSA, SAN CLEMENTE, CA 92672-7529 |
| Document Number | 0000062780 |
| Instrument Date | Jan 21, 2017 |
| Instrument | 62780 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 405 AVENIDA OSSA SAN CLEMENTE CA 926727529, SAN CLEMENTE, CA 92672-7529 |
The 2025 property tax bill for 405 Ave Ossa was $9,948 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,011,119 (+2%) Land $606,461 Building $404,658 | |
| 2025 | $9,948.00 Homeowner's exemption | $991,294 Land $594,570 Building $396,724 |
| 2023 | $9,573.00 (+1.96%) Homeowner's exemption | $952,801 Land $571,481 Building $381,320 |
| 2022 | $9,389.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 Ave Ossa in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Ave Ossa is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile, Verizon.
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