412 3rd Ave E, Osceola, WI 54020 Property Records

Polk County property record for 412 3rd Ave E, Osceola, WI 54020 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$289,500 (Dec 2025)
Tax Bill$4,003 (2025)
Deeds & MortgagesJul 2018 Mortgage
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-00512-0000

Property Details

APN / Parcel Number

Primary APN165-00512-0000

Location & Zoning

Street Address412 3RD AVE E
CityOSCEOLA
StateWI
Zip54020-8170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 75' EXC W 15' OUTLOT 101 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS THE ASSES
Legal Lot Number101
JurisdictionPOLK WI
Township / Civil DivisionOSCEOLA
Census Block Group1
Census Block1016
Census Tract960800

Owner

Source: Polk County records · APN 165-00512-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
WINGS FINANCIAL FCU
Dec 19, 2025Warranty Deed, Transfer · Conventional Mortgage
HIAWATHA NATIONAL BANK
Oct 17, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKERS SOLUTIONS INC
Apr 24, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleOct 17, 2022 · Amount on Record
Deed Document Number941254
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address412 3RD AVE E, OSCEOLA, WI 54020-8170
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000863821
DateJul 25, 2018
Instrument863821
Lender
NameWINGS FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2033
Interest
Rate TypeFixed Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateDec 19, 2025
Property Address412 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000941254
Map ReferenceVL879PG164DOC617113
Instrument DateDec 19, 2025
Instrument941254
Transaction TypeTransfer
Record UpdatedJan 07, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$868.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000941255
DateDec 19, 2025
Instrument941255
Lender
NameHIAWATHA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateOct 17, 2022
Property Address412 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000913051
Map ReferenceDOC 617113 PG 164
Instrument DateOct 10, 2022
Instrument913051
Transaction TypeTransfer
Record UpdatedNov 09, 2022
Title CompanyRG TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 3RD AVE E, OSCEOLA, WI 54020-8170

Mortgage

Document Number0000913052
DateOct 17, 2022
Instrument913052
Lender
NameBROKERS SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeFixed Rate

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK WI
Recording DateApr 24, 2018
Property Address412 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000861211
Map ReferenceVL879PG164 DOC617113
Instrument DateApr 18, 2018
Instrument861211
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address412 3RD AVE E, 412, OSCEOLA, WI 54020-8170

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 3RD AVE E, OSCEOLA, WI 54020-8170

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
MunicipalityOsceola Village
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,003.00 (+10.76%) Homeowner's exemption$272,200 (-) Land $18,500 Building $253,700$338,400 (+8.71%) Land $22,999 Building $315,401
2024$3,614.00 (-0.3%) Homeowner's exemption$272,200 (-) Land $18,500 Building $253,700$311,300 (+8.88%) Land $21,157 Building $290,143
2023$3,625.00 (-2.03%) Homeowner's exemption$272,200 (+2.33%) Land $18,500 Building $253,700$285,900 (+8.83%)
2022$3,700.00 Homeowner's exemption$266,000 Land $18,500 Building $247,500$262,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 57% of Wisconsin
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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