408 3rd Ave E, Osceola, WI 54020 Property Records

Polk County property record for 408 3rd Ave E, Osceola, WI 54020 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$287,900 (Nov 2017)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-00510-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00510-0000`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	408 3RD AVE E
City	OSCEOLA
State	WI
Zip	54020-8170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 133.76' OF OUTLOT 100 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS THE ASSESSORS
Legal Lot Number	100
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1016
Census Tract	960800

Owner

Source: Polk County records · APN 165-00510-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	408 3RD AVE E, OSCEOLA, WI 54020-8170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES
Nov 28, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	857734
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	408 3RD AVE E, OSCEOLA, WI 54020-8170
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	895130
Date	Apr 20, 2021
Instrument	895130

Lender

Name	LOW VA RATES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Nov 28, 2017
Property Address	408 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number	0000857734
Instrument Date	Nov 27, 2017
Instrument	857734
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$863.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857735
Date	Nov 28, 2017
Instrument	857735

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,528.00 (+9.6%) Homeowner's exemption	$370,800 (-) Land $41,300 Building $329,500	$460,900 (+18.33%) Land $51,335 Building $409,565
2023	$5,044.00 Homeowner's exemption	$370,800 Land $41,300 Building $329,500	$389,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550959608001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Lakeland Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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