Polk County property record for 407 3rd Ave E, Osceola, WI 54020 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Feb 2026) |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-00507-0000 |
| Primary APN | 165-00507-0000 |
|---|
| Lot Area | 10,454 sqft (0.239 acres) |
|---|
| Street Address | 407 3RD AVE E |
|---|---|
| City | OSCEOLA |
| State | WI |
| Zip | 54020-8170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOT 96 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS THE ASSESSORS PLAT) |
| Legal Lot Number | 96 |
| Jurisdiction | POLK WI |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 960800 |
Source: Polk County records · APN 165-00507-0000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 20, 2026 | Warranty Deed, Transfer · Commercial Mortgage HOME EXPRESS MORTGAGE CORP |
| Apr 18, 2023 | Warranty Deed, Transfer PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Jan 04, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 942672 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Feb 20, 2026 |
| Property Address | 407 3RD AVE E, OSCEOLA, WI 54020-8170 |
| Document Number | 0000942672 |
| Map Reference | VL546PG818DOC477266 |
| Instrument Date | Feb 09, 2026 |
| Instrument | 942672 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000942673 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 942673 |
| Name | HOME EXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Apr 18, 2023 |
| Property Address | 407 3RD AVE E, OSCEOLA, WI 54020-8170 |
| Document Number | 0000916822 |
| Map Reference | DOC 477266 PG 818 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 916822 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 407 3RD AVE E, OSCEOLA, WI 54020-8170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000905007 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 905007 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jun 26, 2018 |
| Property Address | 407 3RD AVE E, OSCEOLA, WI 54020-8170 |
| Document Number | 0000862993 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 862993 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | POLK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 862994 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 862994 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Osceola Village |
| Unified School District | Osceola School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 (-0.45%) Homeowner's exemption | $126,600 (-) Land $19,600 Building $107,000 | $157,400 (+18.35%) Land $24,368 Building $133,032 |
| 2023 | $1,760.00 | $126,600 Land $19,600 Building $107,000 | $133,000 |
Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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