406 3rd Ave E, Osceola, WI 54020 Property Records

Polk County property record for 406 3rd Ave E, Osceola, WI 54020 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$229,900 (Dec 2023)
Tax Bill$2,987 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jan 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN165-00509-0000

Property Details

APN / Parcel Number

Primary APN165-00509-0000

Location & Zoning

Street Address406 3RD AVE E
CityOSCEOLA
StateWI
Zip54020-8170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUTLOT 99 V588/549 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA AND E1/2 OF VACATED ALLEY (SOMETIMES INCORRECTLY REFERRED
Legal Lot Number99
JurisdictionPOLK WI
Township / Civil DivisionOSCEOLA
Census Block Group1
Census Block1016
Census Tract960800

Owner

Source: Polk County records · APN 165-00509-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address406 3RD AVE E, OSCEOLA, WI 54020-8170
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2023Warranty Deed, Transfer · Conventional Mortgage
ROYAL CU
Jan 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Jul 01, 2022Warranty Deed, Transfer · Conventional Mortgage
LOAN DEPOT INC
Nov 25, 2019Warranty Deed, Transfer · Conventional Mortgage
ROYAL CU
Jul 25, 2019Sheriff's Deed, Foreclosure
Foreclosure Auction
Jul 31, 2017Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2023 · Amount on Record
Deed SaleDec 04, 2023 · Amount on Record
Prior SaleJul 01, 2022 · Amount on Record
Deed Document Number922503
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateDec 04, 2023
Property Address406 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000922503
Map ReferenceDOC291750
Instrument DateDec 01, 2023
Instrument922503
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$689.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000922504
DateDec 04, 2023
Instrument922504
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address406 3RD AVE E, OSCEOLA, WI 54020-8170
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000879324
DateJan 23, 2020
Instrument879324
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 22, 2040
Interest
Rate TypeFixed Rate

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJul 01, 2022
Property Address406 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000910180
Map ReferenceDOC 291750 PG 312
Instrument DateJun 23, 2022
Instrument910180
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPOLK COUNTY ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000910181
DateJul 01, 2022
Instrument910181
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateNov 25, 2019
Property Address406 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000877698
Map ReferenceVL 214 PG 312
Instrument DateNov 21, 2019
Instrument877698
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyPOLK COUNTY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000877699
DateNov 25, 2019
Instrument877699
Lender
NameROYAL CU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPOLK WI
Recording DateJul 25, 2019
Property Address406 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000873854
Map ReferenceVL 214 PG 312
Instrument DateJun 25, 2019
Instrument873854
Transaction TypeForeclosure
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Tax$285.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2342 61ST ST, SOMERSET, WI 54025-7390

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJul 31, 2017
Property Address406 3RD AVE E, OSCEOLA, WI 54020-8170
Document Number0000853895
Map ReferenceDOC291750
Instrument DateJul 24, 2017
Instrument853895
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$355.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000853896
DateJul 31, 2017
Instrument853896
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
MunicipalityOsceola Village
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,987.00 (+27.49%)$196,500 (+7.26%) Land $29,100 Building $167,400$244,300 (+26.91%) Land $36,179 Building $208,121
2023$2,343.00 (-5.14%) Homeowner's exemption$183,200 (-) Land $29,100 Building $154,100$192,500 (+6.41%)
2022$2,470.00 Homeowner's exemption$183,200 Land $29,100 Building $154,100$180,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 57% of Wisconsin
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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