4118 Loretto Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4118 Loretto Ave, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	2,247 sqft Living Area
Lot Size	10,079 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2019)
Tax Bill	$3,369.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C044805006000140`
Alternative APN	`C-04-34-28-050-0600-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,247 sqft Living Area
1st Floor	1,681 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,079 sqft (0.231 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Driveway	1 Driveway
Driveway Area	544 sqft Driveway
Parking Spaces	3 Parking Spaces
Garage Type	Finished Garage
Garage Area	609 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Patio Area	180 sqft Patio
Porch	Open Porch
Porch Area	722 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C044805006000140
Street Address	4118 LORETTO AVE
City	SEBRING
State	FL
Zip	33872-1917
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUN N LAKE EST OF SEB UNIT 5 PB 9 PG 51 LOT 14 BLK 60
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	60
Legal Lot Number	14
Jurisdiction	HIGHLANDS FL
Minor Civil Division	AVON PARK
Census Blockgroup	2
Census Block	2144
Census Tract	960503

Owner

Source: Highlands County records · APN C044805006000140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4118 LORETTO AVE, SEBRING, FL 33872-1917
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Sep 21, 2012 · Amount on Record
Deed Doc Number	1957927
Deed Book / Page	2715 / 0167
Record Refreshed	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 27, 2019
Property Address	4118 LORETTO AVE, SEBRING, FL 33872-1917
Document Number	0001957927
Book / Page	002715 / 000167
Instrument Date	Sep 20, 2019
Instrument	1957927
Transaction Type	Transfer
Record Updated	Oct 09, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 MANATEE DR SEBRING FL 338701152, SEBRING, FL 33870-1152

Mortgage

Document Number	1957928
Date	Sep 27, 2019
Book Page	002715/000169
Instrument	1957928

Lender

Name	BARBARA J WALTERS
Address	754 HARDY RD, MARTIN, GA 30557-4621

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2029

Interest

Rate	5%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,263 (-40.58%)	$237,492 (+0.6%) Land $22,000 Building $215,492
2024	$3,369.00 (+5.84%)
2023	$3,183.00 (+9.57%)	$236,071 (+17.64%) Land $12,000 Building $224,071	$236,071 (+17.64%) Land $12,000 Building $224,071
2022	$2,905.00	$200,669 Land $6,000 Building $194,669	$200,669 Land $6,000 Building $194,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 329 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.